Cluster Manager

1 month ago


india AU SMALL FINANCE BANK Full time

Functional Role: Cluster Business Manager Agri Banking

Qualification: MBA/ PG

Department: Sales, Vertical: Agri Banking

Location: Multiple Locations (Jaipur / Baroda)


Relevant Experience:- 6-8 years of Working Capital sales experience

Functional Competencies:-

  • Good Communication and Presentation Skills
  • High level of Balance Sheet, P&L, Banking analysis abilities
  • Excellent Negotiation skills, Good Leader and motivator

Behavioral Competencies:-

  • Customer Focus, Dramatic Growth, Hard Work and Detail Orientation
  • Responsible Entrepreneurial, Bias for Action and Urgency
  • Integrity, Nurture talent

Job Responsibilities:-

Financial-

  • Responsible for Area/Clusters' Business Targets at desired IRR
  • Introduce and implement new marketing and sales promotion initiatives for the cluster/Area
  • Identifying new markets and setting up operations in that market
  • Ensuring market penetration is accomplished every month
  • Responsible for collection and portfolio management
  • Responsible for first level of due diligence and creditworthiness check of customers .

Non-Financial Responsibilities:-

  • Assessing training needs to accelerate his team's performance
  • Protects organization's value by keeping information confidential
  • Nurturing talent
  • Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations

Compliance & Risk Responsibilities:-

  • Good housekeeping that is timely resolution of PDD & OTC
  • Responsible for Early Delinquency and Nos Starter cases
  • Compliance with process and policies

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