Credit Officer

5 days ago

bangalore district, India Task Mate Full time

Location - Bengaluru and Noida Employment - Full-Time Hybrid Model Experience with Australian bank or Austelaian mortgage brokerage firm is a MUST. Experience - Minimum 1 year (MUST) We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to individuals and businesses across Australia. About Role You will be responsible for assessing loan applications, analysing client financials, and preparing credit recommendations. You will evaluate the creditworthiness of both individual and business clients, ensure compliance with regulatory and lender requirements, and support the smooth processing of loans from application through to settlement. This role requires strong analytical ability, sound judgment, and a good understanding of the Australian lending environment. Key Responsibilities Conduct credit assessments and financial analysis for residential, commercial, and business loan applications. Verify and assess financial documents, including income, liabilities, and supporting statements. Analyse financial statements, cash flow, credit history, DTI ratios, and liquidity Prepare detailed credit reports, summaries, and recommendations for approval. Perform serviceability, pricing, and LMI calculations , ensuring compliance with lender and NCCP guidelines. Order and review property valuations, liaising with valuers and lenders as required Communicate and coordinate effectively with clients, brokers, lenders, solicitors, and accountants. Monitor the progress of loan applications through to settlement and ensure client obligations are met. Maintain accurate data in CRM systems and ensure full regulatory compliance. Identify risk factors and recommend mitigation strategies for complex credit scenarios. Support post-settlement processes and manage client relationships. Skills & Qualifications • Bachelor’s degree in Finance, Accounting, Economics, or Commerce. • 1-3 years of experience in credit assessment, loan processing, or financial analysis (banking or mortgage industry background preferred). • Strong analytical skills and proficiency in Excel, financial modelling, and credit assessment tools. • Deep understanding of financial statements, liquidity ratios, and credit risk indicators. • Excellent written and verbal communication skills for reporting and presentations. • Strong decision-making and problem-solving abilities. • High attention to detail, with a focus on accuracy and compliance.

  • Credit Officer

    2 weeks ago

    Palakkad district, India Maxvalue Full time

    **CREDIT OFFICER** **1.** Authenticate documentation and ensure to meet loan KYC requirements **2.** Ensure compliance with the companies credit policy and procedures **4.** Ensure the overall quality of the Branch 5. Minimum 2 year of Experience in NBFC/MFI/Bank. **Job Types**: Full-time, Regular / Permanent Pay: ₹17,250.00 - ₹20,000.00 per...

  • Credit Officer

    4 weeks ago

    Bangalore, Karnataka, India Equitas Small Finance Bank Full time

    Role Description Designation Credit officer Grade EB-1-Offcier EB-2-Assistant Manager Legal Entity Equitas Small Finance Bank Business Unit Retail Banking Division Emerging Enterprise banking Department Credit Travel required Yes No if Yes please mark - Level of travel Moderate Level Individual Contributor Purpose of the role The...

  • Rc - Credit Officer - Mortgages Credit

    19 hours ago

    Bangalore, Karnataka, India Axis Bank Full time

    RC - Credit Officer - Mortgages Credit INTERNAL USAGE No of Vacancies Reports to Regional Credit Manager Is a Team leader N Team Size NA Grade Business Corporate Center Department Retail Credit Sub-Department CVCE Credit Location About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele...

  • Credit Officer

    6 days ago

    bangalore, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with Australian bank or Austelaian mortgage brokerage firm is a MUST.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...

  • Lead Expert-Credit Risk

    2 weeks ago

    bangalore district, India Societe Generale Global Solution Centre Full time

    Responsibilities: Monitoring, Producing, Certification of Credit VAR, EAD, SACCR, Leverage Ratio (BASEL II, BASEL III) and other Counterparty Risk metrics majorly for Trading books & reports & monitoring of counterparty limits overshoots, Regulatory Reporting’s, Validating & Back testing EAD (IMM Model) on Daily, Monthly & Quarterly basis.Recalibration of...

  • Credit executive

    4 weeks ago

    Bangalore, India VEGROW Full time

    Role: Executive - Credit Location: Bengaluru, Karnataka Role Overview: We are looking for an Executive – Credit to manage credit onboarding and credit operations for our customers in the Fx S Mango & Apple segment. The ideal candidate should have strong Excel skills and be comfortable working both in-office and on-field, depending on business needs. ...

  • Credit executive

    2 weeks ago

    Bangalore, India VEGROW Full time

    Role: Executive - Credit Location: Bengaluru, Karnataka Role Overview: We are looking for an Executive – Credit to manage credit onboarding and credit operations for our customers in the Fx S Mango & Apple segment. The ideal candidate should have strong Excel skills and be comfortable working both in-office and on-field, depending on business...

  • Credit Executive

    7 days ago

    Bangalore, India VEGROW Full time

    Role: Executive - Credit Location: Bengaluru, Karnataka Role Overview: We are looking for an Executive – Credit to manage credit onboarding and credit operations for our customers in the FxS Mango & Apple segment. The ideal candidate should have strong Excel skills and be comfortable working both in-office and on-field, depending on business needs. Key...

  • Lead Credit Officer

    4 weeks ago

    Bangalore, Karnataka, India JPMorgan Chase Full time

    Job Category Credit Risk Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view As a Credit Risk Vice President in commercial banking risk team you will play a pivotal...

  • Director Credit Risk

    5 days ago

    bangalore, India Straive Full time

    Job Summary:We are seeking a skilled Credit Risk Strategy Analyst with strong expertise in SAS and SQL to join our risk management team. The successful candidate will play a key role in developing, implementing, and monitoring credit risk strategies by leveraging data analytics and predictive modeling techniques. This role requires a blend of analytical...