Senior Loan Specialist

6 days ago


kochi, India beBeeMortgage Full time

Role: Senior Mortgage UnderwriterOverview: We are seeking an experienced Mortgage Underwriter to join our team. This is a critical role that requires in-depth knowledge of mortgage underwriting principles and practices.Responsibilities:Evaluate loan documents, credit reports, and collateral to determine credit worthinessAnalyze income, assets, liability, and collateral (4C's of Underwriting) to assess the borrower's ability to repayProcess loan documents on behalf of a lender organizationVerify trade lines, derogatory accounts, public records, and credit reconciliationReview complete loan documents to provide approval or denial decisionConduct thorough income calculation – Salaried income, business income, retired other income, and rental incomeComplete review of Collateral and property valuationRequirements:4+ years of US mortgage underwriting experienceStrong analytical skills, problem-solving abilities, and sound judgmentExcellent communication, presentation skills, self-motivation, and teamwork



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