Manager - HL Credit Strategy
1 month ago
About Navi
Navi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navi's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences.
Founders: Sachin Bansal & Ankit Agarwal
Know what makes you a “Navi_ite” :
1.Perseverance, Passion and Commitment
• Passionate about Navi’s mission and vision
• Demonstrates dedication, perseverance and high ownership
• Goes above and beyond by taking on additional responsibilities
2.Obsession with high quality results
• Consistently creates value for the customers and stakeholders through high quality outcomes
• Ensuring excellence in all aspects of work
• Efficiently manages time, prioritizes tasks, and achieves higher standards
3.Resilience and Adaptability
• Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience
and agility
Responsibilities :
- Designing, implementing and maintaining underwriting strategies for the housing loan portfolio; own portfolio risk metrics - Bounces, PAR metrics, Roll rates etc
- Develop policies for new products, customer types and collaterali types in line with business requirements (eg: loan against properties, self-employed underwriting etc)
- Responsible for portfolio monitoring, including creation and maintenance of relevant dashboards for early warning signals
- Work on identification of emerging credit risks across portfolio, and drive key initiatives to help achieve objectives of credit risk mitigation and identify policy implementation gaps
- Digitization of the processes, instrumentation of data and preparation of digital trackers to monitor the process as well improvement
- Collaborate with several stakeholder functions, such as Analytics, Tech, Product, Collections to achieve these outcomes
- The approach to this role will involve:
-Reviewing credit underwriting outcomes across various cuts - borrower level, segment level, project level, etc to gather credit insights and make necessary policy modifications,
-Identifying policy implementation gaps, defining relevant negative signals, etc.
-Evaluate data sources - including alternate data sources for digital underwriting of housing loans
-Objective assessments to verify outcomes driven by credit underwriting strategies
- Own the recommendations made from this process, and action items linked for appropriate conclusions
Key Skills Required :
- 4 -6 years of relevant experience in credit strategy for housing loans
- Excellent analytical skills and eye to detail, to be able to look at problems using first principles
- Collaborative, effective as well as assertive in interactions with stakeholders
- Understanding of financial services in a digital ecosystem would be ideal
- Ability to work independently (Individual contributor) as well as with team to drive projects
- Hands-on experience with SQL would be a ideal but not mandatory
- Strong problem solving skills, business acumen and tech bent of mind
- Strong written and verbal communication skills with a talent for articulating.
-
Credit Risk Manager
2 months ago
India Multiplier Full timeWhat do we do?We’re at the forefront of one of the most exciting evolutions of our generation - remote employment. No longer do employers have to hire limited to geographies, and no longer do employees have to worry about proximity to work and daily commutes. Today, companies can hire the best talent they can find, anywhere in the world. However, they need...
-
Credit Risk Manager
1 month ago
India Multiplier Full timeWhat do we do? We’re at the forefront of one of the most exciting evolutions of our generation - remote employment. No longer do employers have to hire limited to geographies, and no longer do employees have to worry about proximity to work and daily commutes. Today, companies can hire the best talent they can find, anywhere in the world. However, they...
-
Credit Manager Business Loan
4 weeks ago
india Waytogo Consultants Full timeUrgent Opening for Credit Manager Product is Business Loan . CTC:- 7.5lac Location :- Bangalore Note:- We looking for Candidate who are working as Credit Manager into Business Loan segment . Candidate Notice Period should be 1 month . 60day or 90day candidate will not gonna fit .Need Bangalore Candidate only. Credit Evaluation and Risk Assessment: ...
-
Credit Data Scientist
1 week ago
india Vervent Full timeOverview:The Credit Data Scientist is responsible for the creation and enhancement of robust statistical modeling and reporting on Vervent Card’s various credit portfolios. This position is responsible for setting sound credit strategies and processes for origination and account management. In addition, the Credit Data Scientist is responsible for...
-
Credit Data Scientist
1 week ago
India Vervent Full timeOverview: The Credit Data Scientist is responsible for the creation and enhancement of robust statistical modeling and reporting on Vervent Card’s various credit portfolios. This position is responsible for setting sound credit strategies and processes for origination and account management. In addition, the Credit Data Scientist is responsible for...
-
India The Premier Consultants ( Recruitment Company ) Full timeWe are seeking a seasoned Senior Credit Risk Manager to join our Fintech team. Location: Remote Domain : Credit & Risk Analytics Minimum Experience Required: 10y+ Must have Skills : SAS/SQL, Python, Credit Risk Strategy, Credit Risk Management, Risk Analytics, Business Analysis, Leadership Key Responsibilities: 1. Develop and implement comprehensive...
-
India The Premier Consultants ( Recruitment Company ) Full timeWe are seeking a highly skilled Senior Credit Risk Manager to join our team at The Premier Consultants (Recruitment Company). The ideal candidate will have extensive experience in credit risk management, with a strong background in fintech and a proven track record of developing and implementing effective credit risk strategies.Key Responsibilities:1....
-
Manager - Credit Relationship
2 weeks ago
India Mashreq Full timeJob Purpose: Assist in financial analysis, credit risk assessment, risk rating and structuring & documentation of facilities for assigned corporate relationships, by working with the Relationship Managers (RMs); Meeting customers, preparing Green Light Memos and Credit Proposals (CPs) (new, annual renewals, amendments etc.) and assisting RMs in customer...
-
Manager - Credit Relationship
2 weeks ago
india Mashreq Full timeJob Purpose:Assist in financial analysis, credit risk assessment, risk rating and structuring & documentation of facilities for assigned corporate relationships, by working with the Relationship Managers (RMs);Meeting customers, preparing Green Light Memos and Credit Proposals (CPs) (new, annual renewals, amendments etc.) and assisting RMs in customer...
-
Credit Data Scientist
2 weeks ago
India Vervent Full timeOverview: The Credit Data Scientist is responsible for the creation and enhancement of robust statistical modeling and reporting on Vervent Card’s various credit portfolios. This position is responsible for setting sound credit strategies and processes for origination and account management. In addition, the Credit Data Scientist is responsible for...
-
Credit Data Scientist
2 weeks ago
India Vervent Full timeOverview:The Credit Data Scientist is responsible for the creation and enhancement of robust statistical modeling and reporting on Vervent Card’s various credit portfolios. This position is responsible for setting sound credit strategies and processes for origination and account management. In addition, the Credit Data Scientist is responsible for...
-
Director, Credit Data Science
2 weeks ago
India Vervent Full timeSummary: The Director of Credit Data Science is responsible for the oversight and enhancement of robust statistical modeling and reporting on Vervent Card’s various credit portfolios. This position leads a team of Data Scientists to set sound credit strategies and processes for origination and account management. In addition, the Director of Credit Data...
-
Manager - Credit Relationship
4 weeks ago
india Mashreq Full timeJob Purpose:Assist in financial analysis, credit risk assessment, risk rating and structuring & documentation of facilities for assigned corporate relationships, by working with the Relationship Managers (RMs);Meeting customers, preparing Green Light Memos and Credit Proposals (CPs) (new, annual renewals, amendments etc.) and assisting RMs in customer...
-
Manager - Credit Relationship
4 weeks ago
india Mashreq Full timeJob Purpose: Assist in financial analysis, credit risk assessment, risk rating and structuring & documentation of facilities for assigned corporate relationships, by working with the Relationship Managers (RMs); Meeting customers, preparing Green Light Memos and Credit Proposals (CPs) (new, annual renewals, amendments etc.) and assisting RMs in customer...
-
Manager - Credit Relationship
4 weeks ago
india Mashreq Full timeJob Purpose: Assist in financial analysis, credit risk assessment, risk rating and structuring & documentation of facilities for assigned corporate relationships, by working with the Relationship Managers (RMs); Meeting customers, preparing Green Light Memos and Credit Proposals (CPs) (new, annual renewals, amendments etc.) and assisting RMs in customer...
-
Manager - Credit Relationship
4 weeks ago
India Mashreq Full timeJob Purpose:Assist in financial analysis, credit risk assessment, risk rating and structuring & documentation of facilities for assigned corporate relationships, by working with the Relationship Managers (RMs);Meeting customers, preparing Green Light Memos and Credit Proposals (CPs) (new, annual renewals, amendments etc.) and assisting RMs in customer...
-
Director, Credit Data Science
2 weeks ago
india Vervent Full timeSummary:The Director of Credit Data Science is responsible for the oversight and enhancement of robust statistical modeling and reporting on Vervent Card’s various credit portfolios. This position leads a team of Data Scientists to set sound credit strategies and processes for origination and account management. In addition, the Director of Credit Data...
-
SAP FSCM Credit Management Specialist
2 weeks ago
Anywhere in India/Multiple Locations Querozone Solutions India Pvt Ltd Full timeSAP FSCM Credit Management ImplementationWe are seeking a highly skilled SAP FSCM Credit Management specialist to join our team at Querozone Solutions India Pvt Ltd. As a key member of our implementation team, you will be responsible for designing, configuring, and implementing SAP FSCM Credit Management solutions tailored to our clients' needs.Key...
-
Credit Officer
5 months ago
India Sumitomo Mitsui Banking Corporation (SMBC) Full time**_COMPANY OVERVIEW_** - Headquartered in Tokyo, SMBC is one of the largest Japanese banks by assets (with over JPY 238,700 billion in total assets_), with strong credit ratings across the globe. The bank offers personal, corporate and investment banking services to their customer network that extends across 39 countries and regions, 15 of which are in Asia....
-
Director, Credit Data Science
2 weeks ago
India Vervent Full timeSummary: The Director of Credit Data Science is responsible for the oversight and enhancement of robust statistical modeling and reporting on Vervent Card’s various credit portfolios. This position leads a team of Data Scientists to set sound credit strategies and processes for origination and account management. In addition, the Director of Credit Data...
