Lead Mortgage Specialist

2 weeks ago


udaipur, India beBeeMortgage Full time

Senior Mortgage UnderwriterThe primary role of the Senior Mortgage Underwriter is to thoroughly review and evaluate loan documents, making approval or denial decisions based on credit reports and other relevant information.Conduct comprehensive evaluations of complete loan documents to determine eligibility for approval or denial.Perform in-depth reviews of credit reports to verify trade lines, derogatory accounts, public records, and credit reconciliation.Accurately calculate income from various sources, including salaried income, business income, retired income, and rental income.Thoroughly examine collateral and property valuation to ensure compliance with underwriting guidelines.Verify assets by reviewing borrower bank account statements, retirement accounts, mutual funds, and other investments.The ideal candidate will possess a minimum of 5 years of experience in mortgage underwriting, coupled with a solid understanding of US residential mortgage regulations. Additionally, they should be familiar with underwriting processes and guidelines. Critical thinking, problem-solving skills, and sound judgment are essential for analyzing qualifying income from various tax documents, such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.


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    udaipur, India beBeeMortgage Full time

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