Senior Credit Risk Analyst

2 weeks ago


aligarh, India beBeeCredit Full time

Job OverviewEvaluate loan documents, credit reports, and collateral to determine credit worthiness.Analyze income, assets, liabilities, and collateral to make informed decisions.Examine complete loan documents for approval or denial.Review credit report for accuracy and completeness.Key ResponsibilitiesLoan EvaluationEvaluate income from various sources, including salaried income, business income, retired income, and rental income.Analyze financial data from credit reports and collateral.Maintain knowledge of US Residential mortgage guidelines.Credit ReviewVerify trade lines, derogatory accounts, public records, and credit reconciliation.Complete review of credit report for any inaccuracies or discrepancies.Determine creditworthiness based on analysis of financial data.RequirementsMinimum 3 years of Underwriting experience in US Mortgage.Solid understanding of US Residential mortgage.Familiarity with Underwriting processes & guidelines.Excellent critical thinking and problem-solving skills.



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