Financial Risk Professional

16 hours ago


salem, India beBeeRisk Full time

Risk Management Specialist Role Overview:We seek an experienced professional to support risk decisioning, portfolio performance, and credit lifecycle strategies.Key Responsibilities:Develop and implement credit risk strategies across the customer lifecycle, including acquisition, underwriting, account management, and collections.Analyze trends, portfolio health indicators, and early warning signals to identify potential risks.Create dashboards and performance reports using data visualization tools (Power BI, Tableau) to inform strategic decision-making.Extract, manipulate, analyze, and model large datasets from multiple banking and risk systems using SQL and Python.Collaborate with product, policy, analytics, and compliance teams to refine decision rules and strengthen risk governance.Support the creation of risk scorecards and segmentation frameworks for improved credit decisioning.Evaluate the performance of existing strategies and recommend enhancements based on data-driven insights.Ensure adherence to internal risk policies, regulatory requirements, and audit standards.Document analytical outputs, methodologies, and recommendations for leadership review.Required Skills & Experience:4–8 years of experience in Credit Risk Strategy, Banking Risk, or Risk Analytics.Strong proficiency in SQL for data extraction and transformation.Hands-on experience with Python for analytics, modeling, and automation.Proficiency in data visualization tools (Power BI, Tableau).Solid understanding of credit lifecycle, risk KPIs, and banking risk concepts.Experience working with financial, credit bureau, and behavioral datasets.Strong analytical thinking, problem-solving skills, and stakeholder communication abilities.



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