Lead Mortgage Loan Analyst

1 week ago


alwar, India beBeeCreditAnalyst Full time

Job OverviewEvaluate loan applications by assessing the creditworthiness of applicants and determining approval or denial decisions.Key Responsibilities:Evaluate complete loan documents to make informed approval or denial decisionsAnalyze credit reports to verify trade lines, derogatory accounts, public records, and credit reconciliationCalculate income accurately, including salaried income, business income, retired income, and rental incomeReview collateral and property valuationVerify assets through bank account statements, retirement accounts, mutual funds, and other investmentsAnalyze creditworthiness based on borrower's income, asset, liability, and collateral (4C of Underwriting)Validate and process loan documents on behalf of a mortgage lender organizationEvaluate evidence of borrower's willingness and ability to repay obligations



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