Mortgage Underwriting Specialist

2 weeks ago


lucknow, India beBeeUnderwriting Full time

Job Description:We are seeking a detail-oriented and experienced Mortgage Underwriter to join our team. As an Underwriter, you will be responsible for reviewing loan files for compliance with regulatory requirements and client guidelines.Key responsibilities include analyzing income and employment data, credit strength, capacity to repay, property appraisal, title report, and calculating loan-to-value (LTV), debt-to-income (DTI), and other relevant factors.You will also be responsible for identifying red flags and making sound decisions on approving or denying loans based on the risk involved.Additionally, you will need to work closely with other departments to ensure seamless loan processing and minimize delays.Required Skills and Qualifications:3+ years of experience in mortgage underwritingAbility to analyze complex financial data and make sound judgmentsStrong understanding of federal and state lending laws, as well as investor guidelinesExperience with Desktop Underwriter (DU) and Loan Prospector (LP)Excellent communication and organizational skillsBenefits:As a valued member of our team, you will enjoy a competitive salary and benefits package, including opportunities for professional growth and development.Others:This is a dynamic and fast-paced environment that requires strong analytical and problem-solving skills.If you have a passion for finance and a keen eye for detail, we encourage you to apply for this exciting opportunity.



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