InCred Finance
3 days ago
DescriptionJob Title :AVP - Analytics - Personal Loan (Self-Employed Segment)Department : AnalyticsAbout The RoleWe are looking for a Chief Manager/ AVP - Analytics to join our Personal Loan Self-Employed segment team. This role involves developing acquisition scorecards and credit risk models using diverse data sources such as credit bureau, banking, GST, and alternate data. The ideal candidate will also be responsible for shaping credit policy, optimizing the customer journey, and ensuring effective risk management through model validation and portfolio monitoring.Key ResponsibilitiesDevelop acquisition scorecards - Full-Stack development of ML/Regression Models for Score Cards catering to Personal Loans (PL) for self-employed customers or Unsecured Business Loans (UBL) for MSMEs using multiple data sources.Analyze and interpret GST data, banking transactions, credit bureau reports, and alternate data to enhance risk assessment.Design and implement credit policies and customer journeys tailored to the self-employed segment.Conduct post-implementation validation, monitoring, and performance tracking of risk models.Perform portfolio analytics to identify trends, mitigate risks, and optimize underwriting strategies.Collaborate with cross-functional teams including data science, product, and risk management to drive credit decisioning strategies.Utilize big data tools and advanced analytics techniques to improve credit risk assessment models.Experience RequiredOverall 5 to 8 years of experience in business / risk analytics in a lending companyMinimum 2 years of experience in developing acquisition scorecards for PL (self-employed customers) or UBL (MSMEs).Strong understanding of GST data and its application in credit risk analytics.Experience in portfolio management, risk model validation, and credit decisioning strategies.Skills & CompetenciesTechnical Skills :Credit Risk Modeling, Data Modeling, and Portfolio AnalyticsPython, SQL, Advanced Excel, and Data VisualizationData Science / Big Data Analytics and exposure to machine learning techniquesAnalytical Thinking & Problem-Solving AbilityStrong Oral and Written Communication SkillsAbility to work with large datasets and extract meaningful insightsQualificationB.Tech/M.Tech/B.E. in a quantitative field such as Computer Science, Mathematics, Statistics, or Engineering.Certifications in Data Analytics, Credit Risk, or Machine Learning will be an added advantage.Why Join Us?Opportunity to work in a fast-growing credit risk team with a focus on innovation and data-driven decision-making.Exposure to cutting-edge risk modeling techniques and big data applications.A collaborative work environment with opportunities for career growth and skill development.)
-
Wealth Manager
2 weeks ago
Mumbai, Maharashtra, India Incred Full time ₹ 12,00,000 - ₹ 24,00,000 per yearJob DescriptionTitle: Relationship ManagerLocation: MumbaiWork Experience: 4+ years of experienceCompany OverviewInCred Value Plus is the most recent venture from the InCred Group, established to redefine the landscape of financial services. With a focus on providing a comprehensive suite of financial products, Value Plus offers an array of options,...
-
Private Banker
2 weeks ago
Mumbai, Maharashtra, India InCred Wealth Full time ₹ 12,00,000 - ₹ 36,00,000 per yearCompany DescriptionInCred Wealth is a modern, agile wealth management company with a mission to provide world-class investment services and solutions to Indians worldwide. We cater to UHNI & HNI clients with a comprehensive investment product suite supported by in-depth research, advanced technology, and a highly experienced team. Our offerings include a...
-
InCred Finance
2 weeks ago
Mumbai Metropolitan Region, India InCred Financial Services Full time ₹ 12,00,000 - ₹ 36,00,000 per yearDescriptionJob Title :AVP - Analytics - Personal Loan (Self-Employed Segment)Department : AnalyticsAbout The RoleWe are looking for a Chief Manager/ AVP - Analytics to join our Personal Loan Self-Employed segment team. This role involves developing acquisition scorecards and credit risk models using diverse data sources such as credit bureau, banking, GST,...
-
InCred Finance
2 weeks ago
Mumbai, Maharashtra, India InCred Financial Services Ltd Full time ₹ 1,20,000 - ₹ 2,40,000 per yearDescription : Job Title : AVP - Analytics - Personal Loan (Self-Employed Segment) Department : AnalyticsAbout the Role : We are looking for a Chief Manager/ AVP - Analytics to join our Personal Loan Self-Employed segment team. This role involves developing acquisition scorecards and credit risk models using diverse data sources such as credit bureau,...
-
Wealth Manager
6 days ago
Mumbai, India InCred Value Plus Pvt. Ltd. Full timeJob Description Title: Relationship Manager Location: Mumbai Work Experience: 4+ years of experience Company Overview InCred Value Plus is the most recent venture from the InCred Group, established to redefine the landscape of financial services. With a focus on providing a comprehensive suite of financial products, Value Plus offers an array of options,...
-
▷ (Urgent) Wealth Manager (b2b sales)
6 days ago
Mumbai, India InCred Value Plus Pvt. Ltd. Full timeJob Description Title: Relationship Manager Location: Mumbai Work Experience: 4+ years of experience Company Overview InCred Value Plus is the most recent venture from the InCred Group, established to redefine the landscape of financial services. With a focus on providing a comprehensive suite of financial products, Value Plus offers an array of options,...
-
Wealth Manager
7 days ago
Mumbai, India InCred Value Plus Pvt. Ltd. Full timeJob Description Title: Relationship Manager Location: Mumbai Work Experience: 4+ years of experience Company Overview InCred Value Plus is the most recent venture from the InCred Group, established to redefine the landscape of financial services. With a focus on providing a comprehensive suite of financial products, Value Plus offers an array of options,...
-
Wealth Manager
16 hours ago
Mumbai, India InCred Value Plus Pvt. Ltd. Full timeJob Description Title: Relationship Manager Location: Mumbai Work Experience: 4+ years of experience Company Overview InCred Value Plus is the most recent venture from the InCred Group, established to redefine the landscape of financial services. With a focus on providing a comprehensive suite of financial products, Value Plus offers an array of options,...
-
Wealth Manager
5 days ago
Mumbai, India InCred Value Plus Pvt. Ltd. Full timeJob DescriptionTitle: Relationship ManagerLocation: MumbaiWork Experience: 4+ years of experienceCompany OverviewInCred Value Plus is the most recent venture from the InCred Group, established to redefine the landscape of financial services. With a focus on providing a comprehensive suite of financial products, Value Plus offers an array of options,...
-
Wealth Manager
6 days ago
Mumbai, India InCred Value Plus Pvt. Ltd. Full timeJob DescriptionTitle: Relationship ManagerLocation: MumbaiWork Experience: 4+ years of experienceCompany OverviewInCred Value Plus is the most recent venture from the InCred Group, established to redefine the landscape of financial services. With a focus on providing a comprehensive suite of financial products, Value Plus offers an array of options,...
