Current jobs related to Credit Manager - Bengaluru, Karnataka - Direct Credit
-
Strategic Credit Policy Developer
2 weeks ago
Bengaluru, Karnataka, India beBeeCredit Manager Full timeJob Overview">This role offers a chance to be part of a high-impact team that drives credit policy development and portfolio management for personal loans. You will own end-to-end credit strategies from creation to implementation, working closely with cross-functional teams to deliver measurable business impact.">About the Role">You will work on identifying...
-
Credit Saison
3 weeks ago
Bengaluru, Karnataka, India Credit Saison Finance Pvt Ltd Full timeAbout Credit Saison:Established in 2019, CS India is one of the country's fastest-growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
-
Manager, Credit
4 weeks ago
Bengaluru, Karnataka, India Databricks Full timeReq #: GAQ125R18 Databricks is looking for an experienced Manager, Credit & Collections who has passion for process improvement and operational excellence. We are in search of a skilled individual who not only possesses a keen eye for assessing and managing customer creditworthiness, but also thrives on driving continuous improvement initiatives within our...
-
Credit Manager
2 weeks ago
Bengaluru, Karnataka, India Kotak Mahindra Bank Full timeRole: Credit ManagerLocation: Vikhroli, MumbaiGrade: M3Job Role:To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback on Agri SME credit proposals.Handling all types of working capital (Fund base and Non-fund based limit), Commodity finance and Project loans for Agri SME enterprises.Credit appraisal including...
-
Regional Credit Manager
6 days ago
Bengaluru, Karnataka, India Cholamandalam Investment and Finance Company Limited Full timeJob DescriptionPosition: Regional Credit Manager - LAPLocation : VisakhapatnamKey Purpose of the Job :The role holder is responsible for managing credit appraisal for LAP in the region. The role holder is expected to ensure smooth day-to-day functioning of the credit evaluation process for all LAP products, through managing the credit teamsEducation...
-
Senior Product Manager
4 weeks ago
Bengaluru, Karnataka, India Credit Karma Full timeIntuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 130 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and...
-
Credit Portfolio Manager
1 week ago
Bengaluru, Karnataka, India beBeeRisk Full timeJob DescriptionRoles and Responsibilities">Key Responsibilities:">Credit appraisal underwriting of unsecured business loan files involves analyzing applicant’s financial status and credit evaluations to determine the feasibility of granting loans, along with preparing Credit Approval Memos (CAM).Meetings with applicants involve obtaining information for...
-
Credit Risk Manager
1 week ago
Bengaluru, Karnataka, India beBeeCreditRiskManager Full timeJob Overview">We are seeking a Credit Risk Manager to join our team.">The successful candidate will be responsible for underwriting used cars proposals for loan customers as per laid down policies and procedures, honouring agreed SLAs, and managing area business volumes.">A key aspect of this role is to supervise a team of credit underwriters and provide...
-
Branch Credit Manager
2 weeks ago
Bengaluru, Karnataka, India Hdb Financial Services Full timeJob DescriptionJob Role :- Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.- Verifying the promoters track record & ascertaining their credit worthiness.- Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position- To ensure...
-
Area credit manager
2 weeks ago
Bengaluru, Karnataka, India ICICI Home Finance Company Limited Full timeRole SummaryThe Area Credit Manager (ACM) will be responsible for leading and overseeing the credit function across multiple branches in a high-value urban market. The incumbent will drive portfolio quality, ensure credit compliance, support business growth, and mentor a team of mid- to senior-level credit professionals. The role demands strong judgment,...
Credit Manager
3 weeks ago
Job Title: Credit Manager
Department: Credit & Risk
Location: Noida Sector 75, Spectrum Metro Mall, Phase-II
Industry: Financial Services
Minimum Exp: 5 to 8 yrs
Salary: Up to 8LPA
Company Website: www.directcredit.in
Cont: 9773593871.
Job Summary:
We are looking for a reliable and experienced Credit Manager to oversee the credit assessment and loan approval process for HL, LAP & MSME loans. The Credit Manager will play a critical role in evaluating customer financials, mitigating risks, and ensuring portfolio quality while complying with regulatory guidelines and internal policies.
Key Responsibilities:
· Assess creditworthiness of potential customers based on financial statements, income documents, CIBIL reports.
· Evaluate loan applications and make informed recommendations or approvals within delegated authority. Able to handle the big-ticket size (our ticket size is start from 50L)
· Ensure timely processing and disbursement of loans with strict adherence to company policies and compliance norms.
· Monitor loan portfolio performance, identify delinquent accounts, and initiate corrective actions.
· Coordinate with the sales and collections team for seamless operations.
· Maintain proper documentation and records for audits and regulatory inspections.
· Analyze market trends, customer segments, and competitor offerings to suggest improvements in credit policy.
Key Requirements:
· Bachelor's degree in Finance, Accounting, Economics, or a related field (MBA preferred).
· 5–8 years of experience in credit underwriting, preferably in the loan/financial services sector HL, LAP & MSME.
· Strong understanding of credit risk analysis, financial ratios, and regulatory norms (RBI, NBFC guidelines).