Loan Risk Assessment Specialist

2 weeks ago


pushkar, India beBeeUnderwriter Full time

Job Summary:The Mortgage Loan Specialist will be responsible for underwriting and processing mortgage loans in the United States.Evaluate complete loan documents and provide approval or denial decisionComplete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliationThorough income calculation including salaried income, business income, retired other income and rental incomeComplete review of Collateral and property valuationCredit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customerAbout the Role:Minimum 3 years of Underwriting experience in US Mortgage requiredSound knowledge of US Residential mortgage guidelinesExposure to Underwriting processes and regulationsExcellent critical thinking, problem solving and sound judgment skills



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