Mortgage Credit Analyst

3 days ago


amravati, India beBeeCredit Full time

Senior Mortgage UnderwriterAt the forefront of mortgage lending, a Senior Mortgage Underwriter plays a pivotal role in assessing loan applications.Evaluate comprehensive loan documents to ensure the creditworthiness of borrowersAnalyze income, assets, liabilities, and collateral to make informed lending decisionsVerify trade lines, derogatory accounts, public records, and credit reconciliation on credit reportsKey Responsibilities:Approve or deny loan requests based on thorough evaluationsConduct in-depth income calculations for salaried, business, retired, and rental incomeReview collateral and property valuation to determine their worthVerify assets, including bank statements, retirement accounts, mutual funds, and other investmentsAssess borrower's credit analysis based on Income, Asset, Liability, and Collateral (4C of Underwriting)Validate and process loan documents for a mortgage lender organizationEnsure evidence of borrower's ability and willingness to repay obligations



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