Leadership Position

2 weeks ago


india beBeeCredit Full time

Job Title: Senior Credit AnalystAbout the Role: We are seeking a skilled Senior Credit Analyst to join our team. As a Senior Credit Analyst, you will be responsible for solving complex analytical problems across the organization and proposing product and credit policy changes to improve company profitability.Key Responsibilities:Analytical Problem Solving: Develop and maintain user-level valuations models to inform future product and marketing decisions and analyze drivers of profitability.Credit Policy Management: Monitor and update credit policy to optimize for company risk, profitability, and growth targets.Data-Driven Product Changes: Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement solutions into production.Portfolio Monitoring: Monitor the company portfolio to identify trends and lead weekly credit committee meetings to share performance updates and analysis.Ad-Hoc Analysis: Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts.Hypothesis Testing: Collaborate with data science, product, and engineering teams to propose hypothesis testing to improve risk and profitability.Statistical Modeling: Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis.Data Support: Support the marketing and product team with their data needs.Requirements:Technical Skills: Fluency in SQL and R/Python.Analytics Experience: Previous experience in analytics and/or quantitative modeling using large datasets.Communication Skills: Experience analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors.Problem-Solving Skills: Strong strategic thinking and problem-solving skills.Experience: 5-10 years relevant experience in Credit Analytics, preferably in the India Fintech industry.Cultural Fit: Enthusiasm for working across cultures, functions, and time zones.



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