Product Owner

5 days ago


bangalore, India Fulcrum Digital Inc Full time

Role Overview:We are seeking a Product Owner who has deep Property & Casualty (P&C) Insurance domain expertise specifically within the U.S. insurance market. The candidate must have hands-on experience in both Commercial Lines (CL) and Specialty Lines (SL). The role requires strong client-facing communication, requirements management, backlog ownership, and collaboration with functional and technical team.Key Responsibilities:1. Client & Stakeholder ManagementServe as the primary liaison with client business, underwriter, and operations stakeholders.Independently conduct requirement workshops, product walkthroughs, and change discussions.Translate business needs into clear product deliverables and roadmap priorities.2. Requirement Definition & Backlog OwnershipDevelop epics, features, and detailed user stories with precise acceptance criteria.Create Business Requirement Documents (BRDs), workflows, wireframe notes, and functional specs.Prioritize and refine the product backlog based on business value and constraints.3. Cross-Functional CollaborationPartner with UI/UX teams on redesign and usability improvements.Work closely with solution architects, QA, and development teams.Ensure consistent business logic between legacy screens and updated UI components.4. Delivery ManagementActively participate in Agile ceremonies — sprint planning, grooming, standups, demos, and retrospectives.Support UAT planning, coordination, and defect triage along with operations stakeholders.Ensure all scope items meet functional expectations and acceptance standards.RequirementsMandatory Required Skills & Qualifications:5+ years of experience as a Product Owner and total 12+ years of experience.Strong U.S. P&C Insurance Domain Knowledge is Mandatory.Hands-on experience in both Commercial Lines (CL) and/or Specialty Lines (SL) is mandatory, specifically in the U.S. regulatory, underwriting, and rating context.Experience working with Policy Administration Systems (PAS).Demonstrated ability to write high-quality user stories, acceptance criteria, features, BRDs, and workflows.Proven experience leading client conversations independently.Experience in UI modernization / legacy systems upgrade initiatives.Preferred Skills:CSPO / SAFe PO/PM certification preferred.Familiarity with U.S. policy lifecycle — submission, quoting, binding, endorsement, renewal, cancellation, and reinstatement.Soft Skills:Clear, confident communicator with executive presence.Analytical thinker with strong problem-solving and decision-making skills.Collaborative team player who can influence without authority.


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