Business analyst

2 weeks ago

aligarh, India Intellect Design Arena Ltd Full time

Job Title: Business Analyst - Payments Domain (BFSI) Location: Chennai Experience: 11+ YearsIntellect Design Arena Role Overview: We are looking for an experienced Payments Domain Expert (SME) to provide in-depth functional expertise for our digital banking and payments platform. The SME will be instrumental in guiding product development, client implementations, and domain innovation in retail and corporate payments.Key Responsibilities:Act as the go-to expert for all functional aspects of domestic and cross-border payments systems.Lead functional discussions with internal teams and clients, covering areas such as: NEFT, RTGS, IMPS, UPI SWIFT, SEPA, ISO 20022 ACH/NACH Digital wallets and real-time paymentsTranslate regulatory and industry standards into functional and product requirements.Collaborate with Product Owners and Engineering teams to define roadmap features.Support client RFP responses and solution demonstrations as a domain authority.Contribute to knowledge repositories, internal training, and process documents.Review and validate BRDs, FSDs, solution blueprints, and integration requirements.Required Skills & Experience:11+ years of experience in BFSI domain with at least5+ years in payments.Deep functional knowledge in payment processing, clearing, settlement, and regulatory compliance.Experience with real-time payment systems, cross-border remittances, and payment APIs. Understanding of payment rails, ISO 20022, SWIFT MT/MX, and payment gateway integrations.Experience in client-facing roles, ideally in product companies or solution consulting.Good to Have: Exposure to intellect digital core, CBX, or similar digital banking/payment platforms.Certification in Certified Payments Professional (ETA CPP) or NACHA.Experience with cloud-native payment solutions and API-based ecosystems.

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