Credit Risk Analyst

1 month ago


bangalore, India Fi Full time

About Fi Money


Who we are: Fi is a money management app that listens to your needs, understands your wants, and gently nudges you to achieve your financial goals. On the inside, we’re a deep-tech startup that’s building a highly innovative and secure financial hub for a digital-first generation.


What we’re looking for:

Data is central to decision-making at Fi and our analysts play a major role in driving strategic decisions. Teams across functions from product and finance to tech and marketing collaborate with our analysts for insights to make informed decisions. Analysts at Fi work with data to craft compelling narratives towards decisions that take the product to the next level. We're all about the pursuit of making more intelligent and faster decisions at Fi through analytics. We take this endeavour very seriously while having fun creating value for ourselves and the organisation.


Roles and Responsibilities

-Conduct thorough credit assessments on loan applications, evaluating factors such as credit history, financial statements, and collateral.

-Utilize statistical models and risk assessment tools to analyze creditworthiness and determine appropriate lending terms.

-Monitor and manage credit exposure by identifying potential risks and implementing risk mitigation strategies.

-Collaborate with internal teams, including underwriting and collections, to optimize credit processes and improve portfolio performance.

-Stay updated on industry regulations and market trends to ensure compliance with relevant guidelines and best practices.

-Prepare detailed reports and presentations summarizing credit risk metrics and performance indicators for senior management.

-Participate in cross-functional projects aimed at enhancing credit risk management practices and driving business growth.


Some ideal things to have:

-A passion for analytics, a love of what it is - tough, intriguing, never dull, always intellectually challenging and constantly demanding that you expand your skill set.

-Strong in first principle-thinking and applying analytics to real-life business problems.

-Can maintain a clear style of communication and is able to coordinate with people from different teams and backgrounds.

-Effective storyteller with the ability to connect the dots and explain the crux of a situation to the stakeholders.

-Ability to self-manage priorities and deliverables while working in a fast-paced, startup environment.

-A solid understanding of data structures and expertise with statistical data analysis such as linear models, multivariate analysis, stochastic models, sampling methods as well as scenario-based sensitivity analyses.

-Experience with one or more data programming languages (Python, R, SQL) and one or more visualization tool (Tableau, PowerBI, Qlikview, D3.Js ).

-Conduct every analysis with speed, quality and reliability.


Selection process & timelines :

Once we have your application, our Talent team will review and reach out if we find your profile/portfolio suited for the current requirements.

Expect at least 3 rounds to assess your articulation & communication, general aptitude, attitude and team fitment. You will be quizzed for your role-related knowledge and general cognitive ability.


We aspire to create an inclusive culture of diverse people not just because it's the right thing to do but because heterogeneity inspires us and is more fun We employ people solely on merit and do not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, marital status, pregnancy or related condition (including breastfeeding), or any other basis protected by law.


  • Credit Risk Analyst

    3 days ago


    Bangalore, India KPMG India Full time

    Job Title: Senior Credit Risk Analyst Location: Bangalore Exp – 3 to 6 Years NP – Immediate Joiner Role Overview: We are seeking a Senior Credit Risk Analyst with extensive experience to join our dynamic team in Bangalore. The ideal candidate will possess strong analytical skills, proficiency in Python and SQL , and a deep...

  • Credit risk analyst

    1 month ago


    Bangalore, India Fi Full time

    About Fi Money Who we are: Fi is a money management app that listens to your needs, understands your wants, and gently nudges you to achieve your financial goals. On the inside, we’re a deep-tech startup that’s building a highly innovative and secure financial hub for a digital-first generation. What we’re looking for: Data is central to...

  • Credit Risk Analyst

    1 month ago


    bangalore, India Fi Full time

    About Fi MoneyWho we are: Fi is a money management app that listens to your needs, understands your wants, and gently nudges you to achieve your financial goals. On the inside, we’re a deep-tech startup that’s building a highly innovative and secure financial hub for a digital-first generation.What we’re looking for: Data is central to decision-making...

  • Credit Risk Analyst

    1 month ago


    Bangalore, India Fi Full time

    About Fi Money Who we are: Fi is a money management app that listens to your needs, understands your wants, and gently nudges you to achieve your financial goals. On the inside, we’re a deep-tech startup that’s building a highly innovative and secure financial hub for a digital-first generation. What we’re looking for: Data is central to...

  • Credit Risk Analyst

    2 weeks ago


    Bangalore, India Fi Full time

    About Fi Money Who we are: Fi is a money management app that listens to your needs, understands your wants, and gently nudges you to achieve your financial goals. On the inside, we’re a deep-tech startup that’s building a highly innovative and secure financial hub for a digital-first generation. What we’re looking for: Data is central to...

  • Credit Risk Analyst

    1 month ago


    Bangalore, India Fi Full time

    About Fi Money Who we are: Fi is a money management app that listens to your needs, understands your wants, and gently nudges you to achieve your financial goals. On the inside, we’re a deep-tech startup that’s building a highly innovative and secure financial hub for a digital-first generation. What we’re looking for: Data is central to...

  • Credit Risk Analyst

    4 weeks ago


    bangalore, India Fi Full time

    About Fi Money Who we are: Fi is a money management app that listens to your needs, understands your wants, and gently nudges you to achieve your financial goals. On the inside, we’re a deep-tech startup that’s building a highly innovative and secure financial hub for a digital-first generation. What we’re looking for: Data is central to...

  • Credit Risk Analyst

    1 month ago


    bangalore, India Fi Full time

    About Fi MoneyWho we are: Fi is a money management app that listens to your needs, understands your wants, and gently nudges you to achieve your financial goals. On the inside, we’re a deep-tech startup that’s building a highly innovative and secure financial hub for a digital-first generation.What we’re looking for: Data is central to decision-making...


  • bangalore, India KPMG India Full time

    Job Title: Senior Credit Risk Analyst Location: Bangalore Exp – 3 to 6 Years NP – Immediate Joiner Role Overview: We are seeking a Senior Credit Risk Analyst with extensive experience to join our dynamic team in Bangalore. The ideal candidate will possess strong analytical skills, proficiency in Python and SQL , and a deep understanding of...


  • bangalore, India KPMG India Full time

    Job Title: Senior Credit Risk Analyst Location: BangaloreExp – 3 to 6 YearsNP – Immediate Joiner Role Overview: We are seeking a Senior Credit Risk Analyst with extensive experience to join our dynamic team in Bangalore. The ideal candidate will possess strong analytical skills, proficiency in Python and SQL, and a deep understanding of credit risk...


  • bangalore, India Credit Saison India Full time

    About Credit Saison India: Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech partnerships with leading NBFCs and...


  • bangalore, India Credit Saison India Full time

    About Credit Saison India: Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech partnerships with leading NBFCs and...

  • Credit Risk Manager

    1 month ago


    Bangalore, India Deloitte Full time

    What impact will you make? Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potential Deloitte is where you’ll find...

  • Credit Risk Manager

    2 weeks ago


    bangalore, India Deloitte Full time

    What impact will you make? Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potential Deloitte is where you’ll find...


  • bangalore, India Credit Saison India Full time

    About Credit Saison India: Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at...

  • Credit Risk Manager

    4 weeks ago


    bangalore, India Deloitte Full time

    What impact will you make?Every day, your work will make an impact that matters, while you thrive in a dynamic culture ofinclusion, collaboration and high performance. As the undisputed leader in professional services,Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potentialDeloitte is where you’ll find unrivaled...

  • Credit risk manager

    3 weeks ago


    Bangalore City, India Deloitte Full time

    What impact will you make?Every day, your work will make an impact that matters, while you thrive in a dynamic culture ofinclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potential Deloitte is where you’ll find unrivaled...

  • Credit Risk Manager

    4 weeks ago


    Bangalore City, India Deloitte Full time

    What impact will you make?Every day, your work will make an impact that matters, while you thrive in a dynamic culture ofinclusion, collaboration and high performance. As the undisputed leader in professional services,Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potentialDeloitte is where you’ll find unrivaled...

  • Credit Risk Manager

    4 weeks ago


    bangalore, India Deloitte Full time

    What impact will you make? Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potential Deloitte is where you’ll find...

  • Credit Risk Manager

    1 month ago


    bangalore, India Deloitte Full time

    What impact will you make?Every day, your work will make an impact that matters, while you thrive in a dynamic culture ofinclusion, collaboration and high performance. As the undisputed leader in professional services,Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potentialDeloitte is where you’ll find unrivaled...