Backend Developer

Imagine a world where every person has improved access to financial services. This isn't just a dream, but a reality that we strive to make possible through our innovative solutions.We are a technology company revolutionizing financial access for millions of underserved banking customers today across the globe. By leveraging the rapid adoption of smartphones, artificial intelligence and other cutting-edge technology, we are pioneering new ways to improve access and value for those overlooked by traditional banks.Our mission-driven team is led by visionary leaders who share a passion for creating a more equitable financial system. We have raised significant funding from leading investors, enabling us to expand our operations and develop new products that meet the evolving needs of our customers.With over 32 million downloads, our finance app is one of the most popular in the world. Our global presence spans multiple continents, with a growing community of users who trust us to provide them with secure and reliable financial services.About the RoleWe are seeking talented engineers to join our team and help us accelerate our growth. As a key member of our engineering team, you will play a critical role in designing and maintaining multiple technologies, including our API backend, credit scoring and underwriting systems, payments integrations, and operations tools.As a leader in your field, you will work closely with our Product and Data Science teams to identify opportunities for innovation and improvement. You will be responsible for building scalable data architectures that integrate disparate data sources, as well as designing and implementing efficient algorithms for complex financial models.Key Responsibilities:Designing and implementing APIs and backend systems for our frontend clientsIntegrating with various third-party systems, including payment systems, identity providers, and messaging platformsDeveloping new financial products that meet the evolving needs of our customersScaling our backend services to ever-growing levels of traffic and complexityRequirements:Strong experience (3-8 years) of building backend software for web-based or mobile productsExperience leveraging modern AI tools for efficiency and effectivenessStrong knowledge of software development fundamentals, including relevant background in computer science fundamentals, distributed systems, data storage, and agile development methodologiesPragmatic approach to problem-solving, combining technical expertise with business acumen to arrive at effective solutionsHighly entrepreneurial mindset, with a willingness to take ownership of projects and drive resultsExcellent collaboration and communication skills, with the ability to work effectively with cross-functional teamsExperience in designing, building, and maintaining scalable data architectures that integrate disparate data sourcesA strong command on data modeling and organization best practicesHands-on experience with toolstack similar to dbt, Airflow, Snowflake, Metabase, etc.Proficiency in at least one programming language like PythonBenefits:Mission-driven, fast-paced and entrepreneurial environmentCompetitive salary and equity packageA collaborative, transparent and flat company cultureFlexible work arrangements, including remote work options and access to co-working spacesFully-paid group medical insurance and personal accidental insuranceUnlimited paid leaves policy, including personal leave, bereavement leave, sick leave and periodic mental health daysFully-paid parental leave - 6 months maternity leave and 3 months paternity leaveMonthly WFH stipend alongside a one-time home office set-up budgetOther benefits include; team meals, virtual social events and in-person meet-upsDiscretionary trips to our offices across the globe, with global travel medical insuranceAt [Company Name], we believe in equal opportunity for all. If you're unsure that you meet the criteria but identify with our vision of providing equal opportunity to everyone to access financial services, please do not hesitate to apply.