Data Analytics Expert

1 week ago

Jodhpur, India beBeeCredit Full time

Job Opportunity: Credit Analytics SpecialistWe are seeking a skilled Credit Analytics Specialist to join our team. As a key member of our analytics group, you will play a crucial role in developing and enhancing credit risk models, portfolio profitability frameworks, and LTV models.Key Responsibilities:Develop, validate, and enhance statistical models for credit risk assessment, LTV modeling, and portfolio optimization.Work on advanced analytics initiatives to track and improve credit performance, leveraging large-scale datasets and machine learning techniques.Collaborate with cross-functional teams to design data-driven strategies for portfolio management and risk mitigation.Conduct ad-hoc analysis, evaluate new data sources, and implement data-driven insights into business operations.Partner with product and marketing teams to develop data-driven credit policies and customer lifecycle interventions.Requirements:Minimum 2 years of experience in credit card, consumer lending, or portfolio risk space.Hands-on proficiency in Python or R for statistical modeling and SQL for data extraction/manipulation.Expertise in predictive modeling, survival analysis, and decision trees.Experience with credit bureau data, scorecards, and portfolio forecasting techniques.Benefits:Opportunity to work on end-to-end credit portfolio analytics driving real financial outcomes.Exposure to U.S. credit card portfolios and data-driven risk strategy.Collaborative work environment with cross-functional teams across risk, marketing, and product.About the Role:This is an exciting opportunity for a motivated and detail-oriented professional to join our team as a Credit Analytics Specialist. If you have a passion for data-driven insights and a strong background in credit risk assessment, we encourage you to apply.

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