Mortgage Risk Analyst

3 days ago


thrissur, India beBeeUnderwriter Full time

Job OverviewThe Senior Mortgage Underwriter plays a pivotal role in the underwriting team, scrutinizing loan applications to ensure compliance with regulatory standards and organizational policies. Key responsibilities include analyzing financial documents, assessing creditworthiness, reviewing loan-to-value ratios, and making informed decisions regarding loan approvals or conditions.Key Responsibilities:Financial document analysis for accuracy and completenessCreditworthiness assessment based on historical data and relevant factorsReview of loan-to-value ratios to align with organizational policiesDecision-making regarding loan approvals or conditions, considering all relevant informationRequirements:Deep expertise in mortgage industry and underwriting processesComprehensive knowledge of underwriting principles and best practicesProficiency in handling mortgages and understanding loan structuresExceptional analytical skills to assess financial data and make informed decisionsAttention to detail with excellent organizational and time management abilitiesStrong communication and decision-making skillsA minimum of 5 years of experience in mortgage underwriting and loan originationFHA/VA DE certification or relevant credentials are preferredProficiency in mortgage-related software and tools is a plus


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