Strategic Credit Expert

2 days ago


alwar, India beBeeCredit Full time

Senior Credit AnalystWe're on a mission to revolutionize the lending sector using AI-based technology.This role involves solving complex analytical problems, proposing innovative solutions to improve profitability and productivity. Key responsibilities include monitoring our portfolio, developing user valuation models, suggesting new product and pricing strategies, analyzing drivers of profitability, and collaborating with cross-functional teams.About This Role:Develop and maintain user level valuations model to inform future product decisions and analyze drivers of profitabilityMonitor and update our credit policy to optimize for company risk, profitability, and growth targetsPropose data-driven product changes to enhance customer experience and company profitability. Collaborate with product and engineering teams to implement your solution into productionTrack our company portfolio to identify trends, and lead weekly credit committee meetings to share performance updates and analysisConduct ad-hoc analysis to uncover underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impactsPartner with data science, product, and engineering to propose hypothesis testing to improve risk and profitabilityDesign statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysisSupport the marketing and product team with their data needsKey Skills & Qualifications:Bachelor's or Master's Degree in Mathematics, Statistics, Finance, or related fieldStrong analytical and problem-solving skillsFamiliarity with machine learning algorithms and programming languages (Python/R)Experience working with large datasets and database management systemsExcellent communication and collaboration skills



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