Underwriter
4 days ago
JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night ShiftPOSITION TYPE: Full-TimeLOCATION: ChennaiExperience Range: 0.6 months – 8 yearsNotice period: Immediate JoinersJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.Key Responsibilities: Loan Application Review:➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate.➢ Assess the borrower's credit history, employment, income, and debt levels.➢ Confirm the property's value through appraisal reports.Credit and Financial Analysis:➢ Evaluate credit reports to determine the borrower's creditworthiness.➢ Analyse financial statements, tax returns, pay stubs, and other income documentation.➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.Compliance and Risk Assessment:➢ Ensure loans comply with all federal, state, and local regulations.➢ Adhere to company policies and guidelines.➢ Identify potential risks and assess the overall risk level of the loan.Essential skills and requirements:• Any bachelor’s degree.• Proven experience in mortgage processing or underwriting.• Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills.• Detail-oriented with exceptional organizational abilities.• Proficiency in using mortgage processing software and financial tools.• Effective communication and interpersonal skills• Ability to work efficiently under pressure and meet tight deadlines.• Solid understanding of financial statements and credit reports.• Certification in mortgage underwriting or related fields is a plus.
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Underwriter
6 days ago
Chennai, Tamil Nadu, India I Soft Services and Solutions Full time**Property & Casualty - P& C Underwriting experience is must.** Job Description of Analyst Underwriting for the scope defined in the RFP Document and communicate policy approvals or rejections to the underwriting team insurance agents supervisors and other stakeholders in a timely manner Compile data and analytics for reports that can advise insurance...
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Underwriter
3 days ago
Coimbatore, Tamil Nadu, India LanceTech Solutions Pvt Ltd Full timeJob Overview: The Conventional Underwriter plays a pivotal role in the meticulous review, conditioning, and underwriting of mortgage loans, ensuring adherence to established policies, procedures, and relevant guidelines. The incumbent scrutinizes all documentation for accuracy and completeness. Key **Required Skills**: Looking for 4+ years of...
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Liability Underwriter
7 days ago
tamil nadu, India Cholamandalam MS General Insurance Co. Ltd. Full timeRole To profitably underwrite Financial Lines and Casualty risks by applying sound risk assessment, pricing discipline and technical underwriting judgement. Support portfolio growth through strong internal and external (intermediaries, clients and agents) engagements. Locations Mumbai, Chennai, Bengaluru, Delhi Experience 3- 10 years of experience in...
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Underwriter
2 weeks ago
Chennai, Tamil Nadu, India Valor PayTech Full timeValor PayTech fosters a vibrant and nurturing work atmosphere that motivates employees to innovate and excel. The culture is deeply rooted in collaboration and ongoing development, offering team members abundant opportunities for professional advancement and skill improvement. Emphasizing innovation excellence and cultural expansion, the company greatly...
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Liability Underwriter
7 days ago
tamil nadu, India Cholamandalam MS General Insurance Co. Ltd. Full timeRoleTo profitably underwrite Financial Lines and Casualty risks by applying sound risk assessment, pricing discipline and technical underwriting judgement.Support portfolio growth through strong internal and external (intermediaries, clients and agents) engagements.Locations Mumbai, Chennai, Bengaluru, DelhiExperience3- 10 years of experience in liability...
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Senior Underwriter
2 weeks ago
tamil nadu, India Consolidated Analytics Full timeWe are hiring Full Underwriter (Walk in drive @ Hyderabad on 1 Nov 2025) A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve,...
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QA Underwriter
2 weeks ago
Chennai, Tamil Nadu, India first phoenics solutions inc Full time**Job Title**: QA Underwriter **Location**: Pune & Chennai **Experience Required**: 3+ Years in Mortgage Underwriting **Shift**: Rotational (24/7) **Job Summary**: **Key Responsibilities**: - Review complete mortgage loan files including income, assets, credit, and collateral. - Perform **quality assurance checks** to ensure loan files are accurate,...
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Senior Underwriter
5 days ago
tamil nadu, India Consolidated Analytics Full timeWe are hiring Full Underwriter (Walk in drive @ Chennai on 8 Nov 2025)A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally...
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Senior Underwriter
2 weeks ago
tamil nadu, India Consolidated Analytics Full timeWe are hiring Full Underwriter (Walk in drive @ Hyderabad on 1 Nov 2025)A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve,...
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Underwriter
2 weeks ago
Anna Salai, Chennai, Tamil Nadu, India GRMAC Pvt ltd Full time**Key Responsibilities**: Assess clients’ background information, financial status, and risk profiles. Evaluate credit scores, accident history, and other relevant data. Consult with actuaries and other specialists to gather insights. Determine underwriting alternatives and draw up competitive quotes. Negotiate and define specific terms of insurance...