Ujjivan Small Finance Bank | Credit Manager
3 days ago
ROLE PURPOSE & OBJECTIVE
- This role is responsible for Credit analysis along with training of junior credit analyst/RMs.
- The incumbent will manage the best quality of assets/investments generated by FIG/Treasury in accordance with regulatory standards.
KEY DUTIES & RESPONSIBILITIES OF THE ROLE.
Business/ Financials:
- Ensuring complete credit under-writing and due diligence of the existing as well as prospective client within defined TAT
- Ensuring best quality of portfolio / investment of FIG/Treasury through Regular review of portfolio / covenant breaches
- Training of Junior Credit Analyst /RM
- Provide development opportunities to the team and ensure career paths and succession plans are charted out, reviewed and updated
- Handling Internal/Statutory/RBI audit in coordination with various other teams
- Handling Compliance related issues
Customer:
- All NBFCs/MFIs/Corporate entities/Banks/Broking entities in the portfolio being managed.
- Client meeting to understand their on-ground functioning & actual performance while reviewing any proposal.
Internal Process
- Writing notes adhering to internal policies & RBI guidelines on Lending/investments to NBFC/MFIs/Corporates/Banks/Broking entities of bank.
- Review & updation of internal policies of the group at regular interval.
- Regular monitoring of portfolio & covenants
Innovation & Learning
- Updated with latest developments in the market & informing the same to all relevant stake holders at appropriate time.
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bangalore, India Ujjivan Small Finance Bank Full timeHead the Credit Risk for the bank, candidate will be responsible for assessing, managing and mitigating credit risk associated with lending to Micro, Small and Medium Enterprises (MSME) and other retail products of the Bank.Conduct detailed credit analysis on MSME portfolio, including financial and eligibility analysis, cash flow projections, collateral...
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bangalore, India Ujjivan Small Finance Bank Full timeHead the Credit Risk for the bank, candidate will be responsible for assessing, managing and mitigating credit risk associated with lending to Micro, Small and Medium Enterprises (MSME) and other retail products of the Bank.Conduct detailed credit analysis on MSME portfolio, including financial and eligibility analysis, cash flow projections, collateral...
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bangalore, India Ujjivan Small Finance Bank Full timeHead the Credit Risk for the bank, candidate will be responsible for assessing, managing and mitigating credit risk associated with lending to Micro, Small and Medium Enterprises (MSME) and other retail products of the Bank. Conduct detailed credit analysis on MSME portfolio, including financial and eligibility analysis, cash flow projections, collateral...
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Ujjivan Small Finance Bank | Credit Manager
3 weeks ago
bangalore, India Ujjivan Small Finance Bank Full timeROLE PURPOSE & OBJECTIVEThis role is responsible for Credit analysis along with training of junior credit analyst/RMs.The incumbent will manage the best quality of assets/investments generated by FIG/Treasury in accordance with regulatory standards.KEY DUTIES & RESPONSIBILITIES OF THE ROLE.Business/ Financials:Ensuring complete credit under-writing and due...
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