Chief Loan Evaluation Specialist

2 weeks ago


dindigul, India beBeeMortgage Full time

**Job Title:** Senior Mortgage Underwriter**Job Overview:The purpose of this role is to thoroughly evaluate loan documents, provide approval or denial decisions, and review credit reports to verify trade lines, derogatory accounts, public records, and credit reconciliation.Key Responsibilities:Evaluate loan documents and provide approval or denial decisionsReview credit reports to verify trade lines, derogatory accounts, public records, and credit reconciliationPerform a thorough income calculation, including salaried income, business income, retired other income, and rental incomeReview collateral and property valuationVerify assets, including bank account statements, retirement accounts, mutual funds, and other investmentsAnalyze borrower's creditworthiness based on income, asset, liability, and collateral (4C of Underwriting)Validate and process loan documents on behalf of a mortgage lender organizationEvaluate evidence of borrower's willingness and ability to repay the obligationRequired Skills and Qualifications:A successful candidate should have:Excellent analytical and problem-solving skillsStrong attention to detail and organizational skillsAbility to work in a fast-paced environment and meet deadlinesProficiency in financial software and systemsStrong communication and interpersonal skillsBenefits:This position offers a competitive salary, comprehensive benefits package, and opportunities for career growth and development.Others:We are an equal opportunity employer and welcome applications from diverse candidates. If you are a motivated and detail-oriented individual with a passion for finance, please apply today.



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