Loan Officer

5 days ago

coimbatore, India beBeeMortgage Full time

Key Responsibilities:Maintain a working knowledge of US Mortgage Originations, closing procedures, federal and state lending lawsHave a strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP)Apply sound knowledge of Fannie Mae & Freddie Mac Guidelines to specific loansReview loan files for compliance with all regulatory and client's guidelines/overlaysAnalyze income & employment, credit strength, capacity to repay, property appraisal, title reportCalculate and analyze LTV/CLTV/HCLTV/DTI/HTICheck all other information relevant to the credit decision process on each mortgage applicationThe ideal candidate will have experience in full origination mortgage processing, loan set up, loan documentation, closing, title, quality assurance, compliance, underwriting, or assisting with conventional first mortgage loan products.We are seeking an experienced professional who can make good decisions in identifying all types of red flags and Approving or Denying the file accordingly. Good verbal and written communication skills are also essential.

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