Credit Analyst

3 days ago


bangalore, India Live Connections Full time

Greetings from Live Connections Job Description – Credit Analyst Experience: 5–14 YearsNotice Period: Immediate to 60 days (Immediate preferred)Mandatory FiltersKeywords: Credit Analyst, Commercial Loan, Corporate LoanAvoid candidates from: HSBC and WiproMust have strong credit underwriting / commercial credit analysis experienceRelevant experience with US clients preferredRole OverviewThe Credit Analyst will support Global Banking (GB) and Commercial Banking (CMB) teams by performing high-quality financial, industry, ESG, and client-level analysis. The role involves preparing detailed credit reports, supporting lending decisions, and ensuring compliance with internal and regulatory standards.Key ResponsibilitiesCredit Analysis & UnderwritingConduct comprehensive industry, competitor, ESG, and financial analysis for GB/CMB Relationship Management teams.Analyse financial statements and supporting documents to provide recommendations for lending decisions.Prepare end-to-end credit reports, including industry analysis, peer benchmarking, risk rating, and documentation review.Evaluate covenants (financial & non-financial), collateral, credit structures, and exposure.Work on financial projections, cash flow analysis, leverage, working capital, EV, and other key credit metrics.Required QualificationsCA / CFA / MBA (Finance/Economics) or equivalent qualification.5–14 years of relevant experience in Credit Analysis / Credit Underwriting / Loan Appraisal.Strong credit writing skills; ability to prepare well-structured, English-written credit reports.Experience with commercial loans, corporate loans, or US credit portfolios.Sustainability/ESG knowledge is a plus.Excellent communication (verbal & written), strong analytical and financial modelling skills.Highly organized, detail-oriented, diligent, and a strong team player.Apply on Varalakshmi.Y@livecjobs.com 7995831110


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