Deputy manager- Underwriting

7 days ago

alappuzha, India Protium Full time

Protium: The CompanyWe are a full-service FinTech startup working to re-engineer the credit business in India using Data Science and Technology:Our core approach involves the development of frictionless customer journeys through automation and digitization of workflows as well as enablement of automatic evidence-based decision-making through large-scale implementation of next-generation machine learning models across the entire lending value chain.We are extremely well-funded (largest Series A funding round of >1,000 INR crores in India) to achieve our aim of building a business that can rapidly serve the diverse funding / liquidity needs of salaried individuals, self-employed professionals, and small and medium sized enterprises.Pan India presence with 1500+ Employees across 50+ branches in 36 citiesLeadership Team with 150+ years of experience with deep India and global exposure in Financial Services, Risk & TechnologyRisk Management:Identify, assess, and underwrite risks across loan products.Implement and identify risk mitigation strategies.Overview credit underwriting across multiple financial productsPortfolio Management:Manage a diverse portfolio of financial assets.Implement asset allocation and diversification strategies.Evaluate and optimize portfolio performance.Credit Risk Policy:Establish and enforce credit risk policies and guidelines.Develop and maintain credit assessment criteria and scoring models.Participate in the loan approval process and implement risk mitigation strategies.Analytics:Utilize data analysis and statistical techniques to gain insights.Develop and implement business intelligence solutions.Provide actionable recommendations based on analytical findings.Product Management:Contribute to the development and launch of new financial products.Conduct market research to inform product positioning and pricing.Implement strategies for ongoing product improvement.Requirements:Chartered Accountant with at least one year of post-qualification experience.Freshers with Big 4 experience or outstanding academic achievements are encouraged to apply.Why Join Us?Be a part of India's fintech revolution with a dynamic and innovative company.Gain valuable experience and expertise working alongside industry experts.Enjoy a supportive and collaborative work environment with ample opportunities for growth and development.

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