Underwriter

3 days ago

bangalore, India Talentgigs Full time

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: Immediate Joiners Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus.

  • Underwriter

    2 weeks ago

    bangalore, India Brace Infotech Private Ltd Full time

    Brace Infotech is hiring for one of our esteemed US-based clients with a strong presence in India and the Philippines ! We are looking for talented professionals with US Mortgage experience to join their expanding team in Chennai (Work from Office) . Open Positions: Live Underwriter – US Mortgage Pre-Underwriter Pre-Purchase Reviewer Loan Originator...

  • Underwriter

    2 weeks ago

    bangalore, India Brace Infotech Private Ltd Full time

    Brace Infotech is hiring for one of our esteemed US-based clients with a strong presence in India and the Philippines!We are looking for talented professionals with US Mortgage experience to join their expanding team.Position Details:Live Underwriter – US MortgageExperience: 2 to 10 yearsWork Mode: Remote (Except for Bengaluru and Chennai Candidates)Key...

  • Underwriter

    3 days ago

    bangalore, India Career Guideline Full time

    Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...

  • Underwriter

    3 days ago

    bangalore, India Brace Infotech Private Ltd Full time

    Brace Infotech is hiring for one of our esteemed US-based clients with a strong presence in India and the Philippines ! We are looking for talented professionals with US Mortgage experience to join their expanding team. Position Details: Live Underwriter – US Mortgage Experience: 2 to 10 years Work Mode: Remote (Except for Bengaluru and Chennai Candidates)...

  • Senior Underwriter

    2 days ago

    Bangalore, India Firstsource Full time

    Underwriter and Sr Underwriter WFH Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience · Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit...

  • Senior Underwriter

    2 weeks ago

    bangalore, India Firstsource Full time

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    Bengaluru/Bangalore Region, India Conviction Hr Private Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role - Underwriter and Sr Underwriter Experience required for the Job: 3 years Work Mode - Remote Location - Pan India (Anywhere from India) Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3 years of US mortgage underwriting experience · Well versed with FNMA. FHLMC, knowledge of GNMA and investor...

  • Credit Mortgage Underwriter

    6 days ago

    Bangalore, India Career Guideline Full time € 15,00,000

    We’re Hiring | US Mortgage Live Underwriter Job Title: US Mortgage Live Underwriter Location: #Bangalore | #Pune | #Chennai | Work From Home Experience: Minimum 3+ years of US mortgage underwriting (with at least 1 year in live underwriting) Review and analyze mortgage loan applications for eligibility, accuracy, and compliance. Make independent decisions...

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    4 weeks ago

    Bangalore, India Firstsource Full time

    Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specializes in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term...

  • Senior Underwriter

    2 days ago

    Bangalore, India Firstsource Full time

    Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specializes in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term...