Mortgage Underwriter Specialist

3 days ago


kozhikode, India beBeeMortgage Full time

Job Title: Mortgage Underwriter SpecialistRole Summary:This is a specialized role in mortgage underwriting, requiring the candidate to have a minimum of 3 years of experience in US residential mortgage underwriting.The ideal candidate will be well-versed with FNMA, FHLMC, knowledge of GNMA and investor guidelines. They should also possess excellent analytical and problem-solving skills, along with sound decision-making abilities when applying business judgment.Evaluate complete loan documents to provide approval or denial decisions.Conduct thorough credit report reviews to verify trade lines, derogatory accounts, public records, and credit reconciliation.Carefully perform income calculations, including salaried income, business income, retired other income, and rental income.Review collateral and property valuations.Verify assets, including borrower bank account statements, retirement accounts, mutual funds, and other investments.Perform credit analysis based on borrower's income, assets, liabilities, and collateral (4Cs of underwriting) to determine credit worthiness.Validate and process loan documents on behalf of a mortgage lender organization.Evaluate evidence of borrower willingness and ability to repay obligations.Requirements and Qualifications:Key Requirements:Minimum 3 years of underwriting experience in US mortgage.Sound knowledge of US residential mortgage.Exposure to underwriting processes and guidelines.Excellent critical thinking, problem-solving, and sound judgment.Ability to analyze and calculate qualifying income from various tax documents such as W-2s, 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.Why You'll Thrive Here:A dynamic and supportive work environment that fosters growth and development.Additional Information:As an experienced mortgage underwriter, you will play a critical role in evaluating loan applications and ensuring the integrity of our lending practices.



  • kozhikode, India beBeeMortgageUnderwriter Full time

    The Underwriting Team Lead position is a vital role that requires strong leadership and management skills. The successful candidate will oversee a team of associates to ensure the efficient delivery of Mortgage underwriting services.Key Responsibilities:Supervise and lead a group of associates to meet all service level agreements relative to the Mortgage...


  • kozhikode, India beBeeUnderwriter Full time

    Mortgage Underwriter Job DescriptionAs a Mortgage Underwriter, you will play a crucial role in evaluating loan applications and ensuring that they meet the necessary criteria for approval. Your primary responsibility will be to review loan files for compliance with regulatory and client guidelines.The ideal candidate should have a strong understanding of...


  • kozhikode, India beBeeCredit Full time

    Job Overview:Senior Mortgage UnderwriterWe are seeking a seasoned professional to join our team as a Senior Mortgage Underwriter. This key role involves evaluating loan applications to ensure they meet regulatory guidelines and organizational standards.Evaluating financial documents and assessing creditworthiness is crucial in this position.The ideal...

  • US Mortgage Expert

    2 days ago


    kozhikode, India beBeeMortgage Full time

    We are seeking experienced professionals to fill the role of US Mortgage Underwriter. To be successful, candidates will need at least 2 years of experience in underwriting and a solid understanding of mortgage products.The ideal candidate will possess strong analytical and problem-solving skills as well as the ability to work independently and manage...


  • kozhikode, India beBeeMortgageUnderwriter Full time

    Mortgage Underwriter Team Lead RoleAn exciting opportunity has arisen for an experienced Mortgage Underwriter to take on a leadership role within our organization. As a seasoned professional, you will be responsible for overseeing a team of underwriters and ensuring that all mortgage applications are processed efficiently and accurately.The ideal candidate...


  • kozhikode, India beBeeUnderwriter Full time

    Job OpportunityWe are seeking a skilled and experienced Assistant Manager to join our team. This role is responsible for leading the underwriting process, ensuring accuracy and efficiency in all aspects of mortgage lending.The ideal candidate will have a strong background in underwriting, with at least 6-8 years of experience in US residential mortgage...


  • kozhikode, India beBeeMortgage Full time

    Senior Underwriter Job DescriptionThe role of a Senior Underwriter is critical in the mortgage lending process. They play a key part in ensuring that loans are thoroughly underwritten and meet all regulatory requirements.Key Responsibilities:Reviewing loan applications to determine creditworthinessConducting thorough analysis of borrower financial...


  • kozhikode, India beBeeUnderwriting Full time

    Lead Underwriting Team MemberThe Lead Underwriter will be responsible for leading a group of associates in meeting all Service Level Agreements (SLAs) related to mortgage underwriting.Key skills required include expertise in income calculation, 4Cs, and the underwriting process. The ideal candidate will have strong leadership skills, excellent communication...


  • kozhikode, India beBeeLending Full time

    Job Title: Senior Mortgage UnderwriterAbout This RoleWe are seeking a highly skilled Senior Mortgage Underwriter to join our team. As a key member of our organization, you will be responsible for evaluating loan applications to ensure compliance with regulatory guidelines and organizational policies.Evaluate loan applications to ensure compliance with...


  • kozhikode, India beBeeUnderwriting Full time

    About this Senior Mortgage Underwriter role:This senior position involves evaluating loan applications to ensure compliance with regulatory guidelines and organizational policies.Assessing creditworthiness, financial documents, and loan-to-value ratios.Providing expert decisions on loan approvals or conditions.Required Skills and Qualifications:Deep...