Underwriting Specialist Job Opening

1 week ago


ajmer, India beBeeUnderwriting Full time

Job Title: Underwriting SpecialistDescription:We are seeking a skilled Underwriting Specialist to join our team. As an Underwriter, you will be responsible for reviewing loan applications, analyzing creditworthiness, and making informed decisions on mortgage approvals.Key Responsibilities:Review loan files for compliance with regulatory and client guidelines.Analyze income, employment, credit strength, capacity to repay, property appraisal, and title report.Calculate LTV/CLTV/HCLTV/DTI/HTI and check other relevant information for credit decision-making.Maintain working knowledge of fraud detection tools and effectively cite conditions for missing documents.Audit files daily from a closing and compliance standpoint, noting exceptions.Required Skills and Qualifications:Strong understanding of US Mortgage Originations, closing procedures, federal and state lending laws.In-depth knowledge of the 4Cs of underwriting: Character, Capacity, Capital, and Collateral.Experience in end-to-end underwriting of Conventional loans.Proficiency in Fannie Mae & Freddie Mac Guidelines.Ability to analyze complex data and make informed decisions.Benefits:Night shift allowance.Incentives per month.Others:This role offers excellent opportunities for career growth and development. If you are a detail-oriented individual with strong analytical skills, we encourage you to apply.



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