Underwriting & Placement -Non Employee Benefit

11 hours ago

bangalore, India Edme Insurance Brokers Full time

Edme is hiring for Non EB Placement in Bangalore .Job PurposeTo manage end-to-end placement of Non-Employee Benefits (Non-EB) General Insurance risks, ensuring optimal coverage, competitive pricing, and timely policy issuance through effective coordination with insurers and internal teams.Key ResponsibilitiesPlacement & RenewalsHandle placement and renewal of Non-EB General Insurance policies, including:Property (Fire & Allied Perils)EngineeringMarine (Cargo & Hull)Liability (Public, Product, Workmen’s Compensation, Professional Indemnity)Motor (Fleet & Non-Fleet)Cyber, D&O, and other specialty lines (where applicable)Obtain quotations from multiple insurers and negotiate premiums, deductibles, limits, and policy wordings.Analyze insurer quotes and prepare comparison sheets and placement recommendations.Insurer & Market CoordinationMaintain strong working relationships with underwriters and insurers.Track insurer appetite, capacity, pricing trends, and market movements.Support insurer meetings, risk presentations, and technical discussions.Internal Stakeholder SupportWork closely with Corporate Sales, Account Management, and Operations teams.Support large RFQs, new business placements, and complex renewals.Assist in resolving placement-related escalations and underwriting queries.Documentation & ComplianceEnsure timely policy issuance, endorsements, and documentation.Review policy wordings for accuracy, coverage, and compliance.Ensure adherence to IRDAI regulations and internal SOPs.Maintain MIS, placement trackers, and audit-ready documentation.Key Skills & CompetenciesStrong understanding of General Insurance (Non-EB) products.Excellent negotiation and analytical skills.Ability to interpret complex policy wordings and risk exposures.Good communication and coordination skills.Proficiency in MS Excel and MIS reporting.Ability to work under pressure during renewal cycles.Qualifications & ExperienceGraduate/Postgraduate in any discipline (Insurance/MBA preferred).8-10 years of experience in Non-EB Placement / GI Underwriting / Broking.Prior experience dealing with multiple insurers and large corporate risks preferred.Knowledge of specialty and liability lines is an advantage.

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