Stage3 ECL, Associate

3 days ago


pune, India Deutsche Bank Full time

Job Description:In Scope of Position based Promotions (INTERNAL only)Job Title: Stage3 ECL AssociateCorporate Title:  AssociateLocation:  Pune, IndiaRole DescriptionRisk Data Validation & Control (RDV&C) team is responsible for quality assurance activities in relationto critical, complex and technical risks and regulatory topics that affect Deutsche Bank (DB). RDV&Care part of the Credit Risk Data Unit (CRDU) team within Group Finance and their key stakeholdersinclude but are not limited to:Business FinanceRisk Management (CRM/MRM)Group ReportingRegulatory Policy Adherence GroupProduction IT SupportWhat we'll offer youAs part of our flexible scheme, here are just some of the benefits that you'll enjoy,Best in class leave policy.Gender neutral parental leaves100% reimbursement under childcare assistance benefit (gender neutral)Sponsorship for Industry relevant certifications and educationEmployee Assistance Program for you and your family membersComprehensive Hospitalization Insurance for you and your dependentsAccident and Term life InsuranceComplementary Health screening for 35 yrs. and aboveYour key responsibilities Reconcile Stage3 Specific loss provisions between Risk & Finance systemEnsure completeness & accuracy of Stage3 CLA/CLP reconciliationPerform quality assurance & explain FVA for Stage3 CLA/CLPLiaising with relevant stakeholders including CRM, BF & manage their queries related to CLA/CLP for stage3 loans.Coordination & communication with CRM, Business finance & Accounting close for remediation of month end production issues and to follow process controlsPresentation of the Stage3 CLP reconciliation to senior audience across the BankChange Book of Work - support the change BoW by engaging with business, CDO and IT on change Initiatives for strategic implementations and DQ remediation Providing subject matter expertise and analytics to support Finance and the Risk team regarding Stage3 CLA/CLP or initiatives e.g. optimization topicsData Quality – proactively manage the investigation and resolution of month end issues related to Stage3 loans.Support External, internal, ECB audit work as and when requiredYour skills and experienceGood Knowledge of credit risk & IFRS 9 regulatory requirementsUnderstanding of ECL calculationsTeam management experienceAn analytical mindset and good approach to problem solvingExperience of process changeStrong interpersonal and communication skillsOrganized and structured working approachStrong attention to detailReliable team player who enjoys working in an international environmentPreferred IT Skills: Python, Advance Excel(VBA), Microstrategy, MS Access.How we'll support youTraining and development to help you excel in your career.Coaching and support from experts in your team.A culture of continuous learning to aid progression.A range of flexible benefits that you can tailor to suit your needs.About us and our teamsPlease visit our company website for further information:We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.We welcome applications from all people and promote a positive, fair and inclusive work environment.


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