Chief Data Strategist

2 weeks ago

coimbatore, India beBeeData Full time

Key ResponsibilitiesWe are seeking highly skilled professionals to join our team as Data Scientists. This is an exciting opportunity for analytically strong individuals with expertise in credit card analytics, portfolio management, and risk strategy.The ideal candidate will have experience working with U.S. credit card portfolios and be able to connect data-driven insights to business profitability and portfolio health.Develop, validate, and enhance LTV models, credit risk models, and portfolio profitability frameworksWork on Risk–Reward trade-off modelling to optimize acquisition and portfolio strategies—balancing growth and default riskExtract and explore data, validate data integrity, perform ad hoc analysis, evaluate new data sources for usage in strategy developmentLead portfolio analytics initiatives to track and improve credit performancePartner with risk, product, and marketing teams to design data-driven credit policies, limit strategies, and customer lifecycle interventionsConduct profitability segmentation to identify high-value and high-risk customer cohortsSupport pricing and credit limit optimization using predictive modelling and scenario simulationsAnalyze large-scale datasets (internal + bureau data) to extract actionable insights for portfolio health monitoring

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