Senior Credit Risk Analyst

2 weeks ago


pushkar, India beBeeCreditRisk Full time

We are seeking a seasoned Credit Risk Analytics Expert to join our team. As a key member of our credit portfolio analytics function, you will play a pivotal role in driving business outcomes through data-driven risk strategy.About the RoleThe ideal candidate will have a strong background in credit card analytics, portfolio management, and risk strategy. You will be responsible for developing, validating, and enhancing LTV models, credit risk models, and portfolio profitability frameworks.Key ResponsibilitiesLeverage advanced statistical modelling techniques (e.g., logistic regression, decision trees, gradient boosting) to optimize acquisition and portfolio strategies.Analyze large-scale datasets (internal + bureau data) to extract actionable insights for portfolio health monitoring.Develop and maintain predictive models using Python or R, with expertise in SQL for data extraction/manipulation.Collaborate with cross-functional teams across risk, marketing, and product to shape growth and profitability.Required Skills & QualificationsA minimum of 2 years of experience in credit card, consumer lending, or portfolio risk space.Proven experience in LTV modelling, risk–reward trade-off, and portfolio profitability optimization.Expertise in machine learning and statistical modelling, with hands-on proficiency in Python or R.Familiarity with credit bureau data, scorecards, and portfolio forecasting techniques.Why Join Our TeamContribute to end-to-end credit portfolio analytics, driving real financial outcomes.Gain exposure to U.S. credit card portfolios and data-driven risk strategy.



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