Consultant

7 days ago


bangalore, India InCred Financial Services Full time

Consultant - Internal Rating (SME) Key Responsibilities Develop internal credit rating models for SME borrowers, including methodology design, variable selection, scoring logic, data assessment & documentation; work closely with CRISIL, internal Risk & Business teams on model calibration. Conduct credit risk assessments and portfolio management, integrating model outputs into underwriting, create Early Warning Signals (EWS), and support the Risk monitoring framework of SME portfolio. Prepare detailed credit rating reports, documenting client risk profiles, mitigants, financial analysis, and publishing well-supported rating rationales for Credit Committee and senior management. Required Skills & Technical Proficiency Domain Expertise Strong knowledge of Internal rating models, SME lending, Credit Underwriting, internal rating frameworks, and regulatory requirements. Experience and Qualifications Location: Mumbai (On-site) Duration: 3 Months (Contract / Project-based) Experience: At least 3 years relevant work experience Qualification: CA / MBA



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