Risk Analysis Specialist

3 days ago


belgaum, India beBeeUnderwriter Full time

Senior Underwriter Job DescriptionAs a Senior Underwriter, you will be responsible for evaluating complete loan documents and making approval or denial decisions. This position requires strong analytical skills, attention to detail, and effective communication.Evaluate complete loan documents and make approval or denial decisionsConduct thorough income calculations, including salaried income, business income, retired other income, and rental incomeComplete review of credit report to verify trade lines, derogatory accounts, public records, and credit reconciliationReview collateral and property valuationVerify assets, including bank account statements, retirement accounts, mutual funds, and other investmentsCredit analysis based on borrowers income, asset, liability, and collateral (4C of Underwriting) to determine credit worthinessValidate and process loan documents on behalf of a Mortgage lender organizationEvaluate evidence of borrowers willingness and ability to repay the obligationStrong analytical and problem-solving skillsExcellent communication and interpersonal skillsAbility to work in a fast-paced environment with multiple prioritiesHigh school diploma or equivalent required; Bachelor's degree preferredMinimum 3 years of experience in underwriting or related fieldOur organization offers a competitive salary and benefits package, including medical, dental, and vision insurance, as well as a 401(k) plan and paid time off.If you are a motivated and organized individual with excellent analytical skills, we encourage you to apply for this exciting opportunity.


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