Mortgage Risk Evaluator

3 days ago


anand, India beBeeUnderwriter Full time

Job Title: Mortgage Risk EvaluatorJob Description:We are seeking a skilled Underwriter to join our organization. The successful candidate will have 3+ years of experience in US mortgage underwriting, with a strong understanding of FNMA, FHLMC, and investor guidelines.Key Responsibilities Include:Evaluating loan documents and making approval or denial decisions based on sound credit analysis and judgment.Completing thorough credit reports and income calculations to ensure accurate borrower qualification.Verifying assets and collateral to ensure their value and adequacy as security for loans.Credit analysis based on the borrower's four C's (income, asset, liability, and collateral).About You:• A minimum 3 years of Underwriting experience in US Mortgage is required.• Sound knowledge of US Residential mortgage laws and regulations.• Familiarity with the processes and guidelines of the industry is essential.• Excellent critical thinking, problem-solving, and sound judgment skills are necessary to analyze complex financial information and make informed decisions.Analysis and calculation of qualifying income from various tax documents such as W-2s, 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc., is also a requirement.


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    anand, India beBeeMortgage Full time

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