Data Analyst

2 weeks ago

moradabad, India beBeeDataScience Full time

As a Data Scientist, you'll play a key role in driving business profitability and portfolio health by developing data-driven insights.Key Responsibilities:Develop and enhance models to estimate lifetime value, credit risk, and portfolio profitabilityWork on Risk–Reward trade-off modelling to optimize acquisition and portfolio strategies – balancing growth and default riskExtract and explore large-scale datasets to extract actionable insights for portfolio health monitoringLead analytics initiatives to track and improve credit performancePartner with teams to design data-driven credit policies, limit strategies, and customer lifecycle interventionsConduct segmentation analysis to identify high-value and high-risk customer cohortsSupport pricing and credit limit optimization using predictive modelling and scenario simulationsRequirements:Strong background in machine learning, statistics, and data analysisProficiency in programming languages such as Python or RExperience working with large datasets and data visualization toolsExcellent communication and collaboration skillsBenefits:Opportunity to work with diverse datasets and develop expertise in data scienceCollaborative team environment with opportunities for growth and developmentCompetitive compensation package

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