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Credit Manager
4 weeks ago
Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Group’s 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle.
The organization has been consistently recognized as a Great Place to Work™ receiving certifications in 2022 and 2023. As it stands, Godrej Capital holds a spot among India‘s Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of India’s Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023.
We are looking to hire a Credit Manager in our Risk (underwriting) team for the new and upcoming Business Loan vertical. This role will involve the person performing Credit Underwriting for unsecured lending products (Business Loans)
Location - Thane
Responsibilities
Credit assessment and underwriting of Business Loan applications based on product and policy norms – end to end from login to disbursal of loans for all cases.
Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
Disbursal of Business Loans including all checks and verifications
Coordination with legal, and processing vendors and reviewing vendors and vendor staff on adherence of processes and polices
In-person meetings and discussions with clients
Responsible for maintaining the processing TAT
Qualifications
Years of experience – 2.6-5 years
Qualification – Chartered Accountant/ MBA in Finance
to have - Basic financial knowledge of P&L / Balance Sheet and financial ratios
Should have worked in Business Loans / Secured Loans underwriting.
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