Credit Manager-housing Finance-credit

2 weeks ago

Bengaluru, Karnataka, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree Job Role As part of Credit Team for Home Finance Managing team of Credit Managers Underwriting making proposals of home Finance Fund Non Fund based Under writing cases with desired level of quality and enabling achievement of branch business target by proper training Visiting customers for personal discussions and deal structuring Studying monitoring reports keeping track of portfolio quality Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans Loan against Property Decision making within defined TAT Understanding of property related aspects like legal title and market value of the property is an added advantage Coordinating with sales operations legal technical and customer service Job Requirements Qualification- CA with relevant underwriting experience Job Knowledge - o Technical underwriting experience o Analytical skills Skills Experience - o Experience of 2-4 years in relevant working capital products is desired o Should be able to handle time bound activities effectively o Should be an effective team player o Should have a sense of urgency keenness to learn

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