Team Lead

Role Overview: We are seeking a detail-oriented and experienced Transaction Monitoring Team Lead to oversee the daily operations of our transaction monitoring unit. This role is critical in ensuring our organization complies with anti-money laundering (AML) regulations and internal risk policies. You will lead a team of analysts responsible for reviewing suspicious activity, escalating cases, and maintaining high standards of investigative quality. How will you create an impact : - Lead and manage a team of transaction monitoring analysts, providing guidance, mentorship, and performance feedback. - Oversee daily operations of transaction monitoring workflows, including rule-based and machine learning-generated alerts, daily alert reviews and ensure timely and accurate disposition of cases. - Collaborate with product, engineering, and data science teams to optimize monitoring logic and improve detection models. - Ensure consistent application of AML policies, procedures, and regulatory requirements across all investigations. - Review and approve escalated alerts and suspicious activity reports (SARs). - Collaborate with compliance, legal, business, engineering, IT and risk teams to refine monitoring rules and improve detection capabilities. - Drive continuous improvement in monitoring processes through automation, analytics, and feedback loops. - Work on regional / strategic projects assigned from time to time - Monitor team KPIs and prepare regular reports for senior management. - Conduct quality assurance checks and implement process improvements. - Support audits and regulatory examinations with documentation and case summaries. - Stay updated on regulatory changes and industry best practices related to AML and financial crime. Essential Qualifications: - Bachelor’s degree in Finance, Business, Law, or related field (Master’s or certifications like CAMS preferred). - 5+ years of experience in AML/transaction monitoring, with at least 2 years in a leadership role. - Strong understanding of AML regulations (e.g., BSA, FATF, OFAC) and financial crime typologies. - Experience with transaction monitoring systems (e.g., Actimize, SAS, FICO, etc.). - Excellent analytical, communication, and leadership skills. - Ability to manage multiple priorities in a fast-paced environment. Preferred Skills: - CAMS, CFE, or similar certification. - Experience in a Fintech, crypto, or neobank environment. - Exposure to machine learning or AI-driven compliance tools. - Familiarity with data analytics tools and automation in compliance processes. - Ability to thrive in dynamic, flexible and collaborative environments. Interview rounds & assessments: - Table for Two: A brief chat with one of our Recruiters to assess your foundational competencies and provide an overview of TerraPay. - Beyond the Bio: A discussion with an SME or the RM to evaluate your role-specific knowledge, problem-solving abilities, and gain a deeper understanding of the company and team dynamics. - Manager Meetup: A comprehensive discussion about the role and responsibilities, expectations, and mapping out potential career growth. Why TerraPay: TerraPay is a global money movement player on a mission to build a borderless financial world. We believe payments should be instant, reliable, transparent, seamless, and fully compliant. Registered and regulated across 31 global markets, we are a leading payments partner for banks, mobile wallets, money transfer operators, merchants, and financial institutions. We are proud to be a twice-certified Great Place to Work and were featured in the 2023 CB Insights Fintech 100 and the 2024 Financial Times 1000 lists. Read more about TerraPay here.