Financial Crime Manager

Job Description

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

This job identifies issues and recommends best practices for risk management, leads projects to enhance risk assessment and mitigation, collaborates with teams to analyze business trends, contributes to process improvements, and provides guidance to team members.

Job Description:

Essential Responsibilities:

- Identify issues and recommend best practices for risk management within the organization.
- Lead functional projects and programs that enhance risk assessment and mitigation efforts.
- Collaborate with teams to analyze business trends and their implications for risk management.
- Contribute to process improvements that enhance the effectiveness of risk management strategies.
- Provide guidance and support to team members in executing risk management initiatives.

Minimum Qualifications:

- Minimum of 8 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

High level summary

PayPal Europe is seeking a driven, innovative, and experienced Financial Crime Manager to join our

vibrant Financial Crime Compliance team in Luxembourg.

This role reports to PayPal Europe's Head of Financial Crime Compliance and is expected to

be an active partner and key player within the company. The role will support the AML/CTF

program in a fast-paced environment across many functional groups with exceptional

communication skills and proven ability to balance multiple projects and priorities.

Main Core Duties and Key Strategic Objectives

- Main and primary POC for AML escalations including Sanctions, CIP, EDD, SAR, GI
- Performing the outsourced/delegated testing as per the framework
- Delivering adequate metrics to ensure tracking and support of the program
- Force of proposal for enhancement and update in Policies, SOPs and guidelines by partnering with Business, Product, Operational and Training teams
- Actively maintain an up to date understanding of the requirements of the legislations and any other relevant regulations and guidance related to Financial Crime for the regions in scope
- Supporting on AML/CTF related regulatory duties and requests
- Primary reviewer of High-Risk cases to provide recommendations aligned with the Risk appetite
- Being a support for integration for new products and businesses
- Enabling sustainable growth of the business with the review and assessment of the risks associated to customers, to providing timely and compliant recommendations
- Engaging with external stakeholders as requested

Soft skills

- You have relevant knowledge and years of experience in the Financial Crime/Compliance space
- You possessgoodoral and written communication skills in English and in French
- You have the ability to partner effectively at multiple levels and across disciplines
- You can prioritize work, multi-tasks effortlessly, meet deadlines, and achieve goals
- You work efficiently under pressure in a dynamic, complex and changing regulatory environment
- You must be self-motivated, dependable, adaptable, and detail-oriented
- You have a proven ability to work independently, autonomously and within a team environment
- You are adaptable in unexpected situations, comfortable dealing with ambiguity and uncertainty
- You operate with strong integrity and the ability to handle projects of a sensitive and confidential nature
- You possess solid analytical, problem solving, and critical / creative thinking skills

Subsidiary:

PayPal

Travel Percent:

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit .

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit.

Who We Are:

to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please .

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

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