Business Analyst

Job Description

Location :Onsite (Ahmedabad) / WFH / Hybrid

Digipay Guru seeking Senior Business Analyst in the Payments/Finance industry analyzes business requirements, translates them into technical solutions, and manages the delivery of projects within the payment processing domain. They work with stakeholders, conduct gap analysis, create functional specifications, and ensure the quality of solutions through testing and implementation. They also play a key role in process improvement, risk management, and compliance within the payment ecosystem.

Key Responsibilities:

- Requirements Gathering and Analysis:

Elicit, analyze, and document business requirements related to payment systems, processes, and products.

- Solution Design:

Translate business needs into functional specifications and collaborate with technical teams to design effective solutions.

- Project Management:

Participate in project planning, tracking, and reporting, ensuring timely and quality delivery of projects.

- Stakeholder Management:

Build and maintain strong relationships with stakeholders across business and technology teams.

- Testing and Implementation:

Oversee user acceptance testing (UAT) and support the implementation of new systems and processes.

- Process Improvement:

Identify opportunities to optimize payment processes and workflows, and contribute to their improvement.

- Compliance and Risk Management:

Ensure that solutions adhere to relevant regulatory requirements and risk management standards.

- Documentation:

Create and maintain comprehensive documentation related to requirements, processes, and solutions.

- Training and Support:

Provide training and support to users on new systems and processes.

Required Skills and Experience:

- Payments Industry Experience:Deep understanding of payment systems, processes, and technologies, including experience with ISO 20022, SWIFT formats, and various payment schemes.
- Business Analysis Skills:Strong analytical, problem-solving, and communication skills.
- Technical Skills:Proficiency in SQL, data analysis, and database management.
- Project Management Skills:Experience with Agile and/or Waterfall methodologies.
- Stakeholder Management:Proven ability to build and manage relationships with diverse stakeholders.
- Knowledge of Regulatory Landscape:Familiarity with relevant regulations and compliance requirements in the payment industry.

Example of a Specific Role where the Business Analyst might work on projects related to:

- Payment Gateway Integrations:

Analyzing requirements, designing solutions, and managing the implementation of new payment gateways.

- Real-time Payments:

Facilitating the adoption of real-time payment solutions and ensuring compliance with relevant standards.

- Fraud Prevention and Detection:

Analyzing transaction data, identifying potential fraud patterns, and implementing solutions to mitigate risks.

- Compliance with Regulations:

Ensuring that payment systems and processes adhere to regulations like GDPR, PSD2, etc.

Academic Requirements (Any one mandatory)

- Masters of Business Administration
- Degree in Computer Science, Engineering or equivalent preferred

Job Requirements

- Proven experience of at least 5 Years as a Business Analyst in the Payment/Fintech Industry
- Ready to travel internationally
- Passport essential
- Excellent communication skills, with an ability to translate data into actionable insights
- Experience in generating process documentation and reports
- Proficiency in MS Office (MS Word, Excel, PowerPoint)
- Ability to prepare wireframes, prototypes, and use-case diagrams
- Effective communication and leadership skills
- Excellent problem-solving and analytical skills

Desirable Skills

- Proactive & Positive Attitude
- Time Management
- Multitasking
- Basic SQL Knowledge

Behavioral Characteristics

- Inspire, high energy, passionate, motivate others, and engage their commitment
- Collaborative approach for Team Building
- Cooperative, collaborative decision-making
- Extroverted, warm, enthusiastic, empathetic
- Go getter & sense of business acquisition
- Leadership based on ability to motivate others
- Personal Accountability

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