Manager - Credit Policy Management (Retail)

7 hours ago

Gurugram India SBI cards Full time

Job Description About the company SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto Make Life Simple inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone. SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work. Join us to shape the future of digital payment in India and unlock your full potential. What's in it for YOU 1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees. 2. Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees. 3. Dynamic, Inclusive and Diverse team culture 4. Gender Neutral Policy 5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits 6. Commitment to the overall development of an employee through comprehensive learning & development framework Role Purpose The role is responsible for implementation of credit risk policies and processes that are in line with business requirement and management of new sourcing programs as per plans together with active stakeholder management to achieve organization goals. The role is also responsible to manage credit reviews of high value & deviation cases in Open Market. Role Accountability 1. Support credit risk policy implementation for Open Market 2. Identify the process gaps and rectify the same in system. 3. Analyze the deviation to credit policy on individual case basis. 4. Credit review of high value or deviation cases for Open Market 5. Monitor and publish post fulfilment approval rates for all major programs. 6. Ensure policy implementation is accurate in system and manual underwriting. 7. Regular co-ordination with Sales & Ops to ensure process efficiency and policy adherence. 8. Monitor quick mortality & early delinquency rates for the channel & programs and incorporate learnings in policy / process. Measures of Success 1. Early Delinquency as per agreed threshold 2. Process Adherence as per MOU Technical Skills / Experience / Certifications 1. Basic understanding of market environment and competitor landscape on retail lending 2. Knowledge of underwriting and operational processes Competencies critical to the role 1. Analytical ability and Problem Solving 2. Relationship Management 3. Networking & Collaboration Qualification Master's degree in economics, statistics or business management Preferred Industry FSI

  • Deputy Manager

    1 week ago

    Gurugram, Gurugram, India SBI Card Full time

    Job Description Job Description About the company SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in...

  • VP,Credit Policy,Retail Assets

    2 weeks ago

    Mumbai, India HSBC Full time

    Job Description Some Careers Open More Doors Than Others. Some careers open more doors than others. If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and...

  • ▷ [21/10/2025] Credit Policy Manager

    4 weeks ago

    Mumbai, India Suryoday Small Finance Bank Ltd Full time

    Job Description - Prepare and implement Credit Policies for all retail products. - Coordinate system integration and enhancements to support policy implementation. - Managing the team, coordinating with support functions and the business team. - Train underwriting teams on new and updated credit policies. - Monitor and manage the loan portfolio through...

  • RC - Area Credit Manager - Mortgages Credit

    2 weeks ago

    India Axis Bank Full time

    Job Description Role description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all...

  • Credit Manager

    4 days ago

    Lucknow, India YES BANK Full time

    Job Description SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES Strategic/ Managerial Responsibilities - NA Core Responsibilities - Appraises /recommends/ approves credit proposals as per the delegation of authority. - Reviews delinquent cases and document learning's / portfolio reviews for risk management. - Conducts process audits and reports...

  • Branch Credit Manager

    2 weeks ago

    Agra, India DhanSafal Full time

    Job Description Company Description DhanSafal Finserve Limited is a digitally driven, well-diversified financial services company focused on simplifying credit access across India's heartland. With a strong presence in the retail loan sector, we offer flexible and competitive lending solutions tailored to individual needs, including personal and business...

  • RC & WC - Underwriting:Regional Credit Manager - SBB Credit

    4 days ago

    Noida, India Axis Bank Full time

    Job Description RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank...

  • RC & WC - Underwriting:Area Credit Manager - SBB Credit

    2 weeks ago

    Bengaluru, India Axis Bank Full time

    Job Description RC & WC - Underwriting:Area Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager SBB Is a Team leader Y Team Size: 2 to 5 Grade: Manager / Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department...

  • ▷ High Salary: RC

    3 weeks ago

    Secunderabad, India Axis Bank Full time

    Job Description RC - Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for...

  • Retail Store Manager

    2 days ago

    Hingoli, India Reliance Retail Full time

    Job Description Company Overview Reliance Retail, India's largest and most profitable retailer, offers a diversified omni-channel presence with integrated store concepts, digital, and new commerce platforms. With over 15,000 stores across 7,000+ cities, Reliance Retail serves a customer base of more than 193 million, providing superior quality products and...