Circle Head

5 days ago

India Michael Page Full-time €33,00,000 Contract
About Our Client Our client is a well-established financial services organisation with a strong presence in the microfinance and rural lending ecosystem. The company serves underserved customer segments across multiple geographies in India and is focused on responsible lending, sustainable growth, customer-centric operations, and building high-performing field teams.

Job Description
- Take complete ownership of a ₹200 Cr microfinance portfolio and achieve business growth targets.
- Drive loan disbursement, revenue generation, profitability, and market expansion across South Maharashtra.
- Ensure strong portfolio quality through effective collections, credit monitoring, and risk management.
- Lead, mentor, and develop a field force of approximately 250 employees across multiple branches.
- Monitor branch productivity, customer acquisition, and operational efficiency through MIS and analytics.
- Ensure strict adherence to credit policies, regulatory guidelines, and audit requirements.
- Collaborate with risk, credit, operations, and senior leadership teams to improve business performance.
- Build relationships with local stakeholders, regulators, and community leaders to strengthen the organisation's market presence. The Successful Applicant Experience
- 15+ years of experience in Microfinance, NBFCs, Small Finance Banks, or Financial Services.
- Proven track record of managing large-scale lending operations, collections, and business growth.
- Experience handling sizeable portfolios (₹200 Cr+) and large field teams (200+ employees).
- Prior exposure to South Maharashtra or similar rural/semi-urban markets preferred. Functional Expertise
- Lending Operations
- Credit Underwriting & Risk Management
- Collections & Portfolio Quality Management
- Branch Network Management
- Rural Market Development
- Business Expansion & P&L Management Tools & Systems
- Strong exposure to MIS reporting platforms.
- Portfolio monitoring and collection tracking tools.
- Data analytics and performance dashboard utilisation.
- Branch operations and loan management systems. Leadership Competencies
- Strategic Business Leadership
- Team Management & Succession Planning
- Stakeholder Management
- Customer-Centric Approach
- Execution Excellence
- Analytical Decision Making Education
- Graduate degree required.
- MBA/PGDM in Finance, Marketing, Rural Management, or related discipline preferred. What's on Offer
- A permanent role based in Nagpur.
- Opportunities to lead and manage a varied team.
- Chance to work in the retail banking and loans sector. If you're interested in this role, feel free to apply.