Analyst – Credit Risk Management

4 weeks ago


Mumbai Maharashtra, India JPMorgan Chase Full time

Job Category Analysts Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area This is a unique opportunity for you to work in our team and to partner with the Business in order to provide a comprehensive view As a Credit Risk Analyst within the Risk Management team you would be at the center of keeping JPMorgan Chase strong and resilient You would help the firm grow its business in a responsible way by anticipating identifying and managing new and emerging risks and delivering high quality credit analysis of TCIO s fixed income portfolio which includes diversified investments across securitized and non-securitized asset classes Job responsibilities Perform in-depth credit analysis for various TCIO investments across the fixed income spectrum Engage with senior members of TCIO Credit Risk and the Portfolio Management teams to complete risk analysis present conclusions and facilitate timely investment approvals Participate in portfolio credit impairment projections as part of various Firmwide exercises including the industry-wide annual CCAR Comprehensive Capital Analysis and Review process and quarterly CECL Current Expected Credit Losses reserving process Work alongside senior team members on product specific analysis required to support risk discussions including preparation and delivery of analytical presentations for various Senior Risk forums Participate in the development and maintenance of various credit loss models related to CCAR stress testing as well as CECL reserve projections Liaise with independent Model Review teams to prepare model documentation pass credible challenge and obtain usage approvals Partner with the Front Office Finance Valuation Control Group Model Review Group Policy Finance Technology and Middle Office for other ongoing projects thus contributing to continued build-out of the TCIO Credit Risk franchise Required Qualification 1-3 years of relevant work experience in credit risk management within a financial organization or credit rating agency Undergraduate or Master s degree in a relevant discipline Strong analytical background with sound understanding of financial statements including ratio analysis cash flow analysis and fundamental knowledge of key accounting standards Excellent verbal and written communication skills with an ability to deliver effective presentations to senior management Proficiency in Python or other analytical tools such as Alteryx Tableau Demonstrated ability to partner effectively across different businesses and functional areas Ability to work efficiently under pressure Independent and strong critical thinking skills with thorough attention to detail Resourcefulness and ability to multitask effectively Preferred qualifications capabilities and skills Knowledge of regulatory requirements for fixed income portfolio including CCAR stress testing and CECL loss reserving About Us JPMorganChase one of the oldest financial institutions offers innovative financial solutions to millions of consumers small businesses and many of the world s most prominent corporate institutional and government clients under the J P Morgan and Chase brands Our history spans over 200 years and today we are a leader in investment banking consumer and small business banking commercial banking financial transaction processing and asset management We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success We are an equal opportunity employer and place a high value on diversity and inclusion at our company We do not discriminate on the basis of any protected attribute including race religion color national origin gender sexual orientation gender identity gender expression age marital or veteran status pregnancy or disability or any other basis protected under applicable law We also make reasonable accommodations for applicants and employees religious practices and beliefs as well as mental health or physical disability needs Visit our for more information about requesting an accommodation About the Team Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing Our corporate teams are an essential part of our company ensuring that we re setting our businesses clients customers and employees up for success



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