Rc - High Value Credit Manager - Mortgages Credit
2 weeks ago
RC - High Value Credit Manager - Mortgages Credit INTERNAL USAGE No of Vacancies Reports to ACM RCM Is a Team leader N Team Size 5-7 Grade M SM Business Underwriting Department Retail Credit Sub-Department CPC Location Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC High Value Credit underwriting managers manages core underwriting for credit card plus they will be managing team of underwriting and operation officers who manages different activities Regular monitoring and grooming need to be done SOP need to be prepared and kept up to date Key Responsibilities Approval Rates basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year Turn around time TAT from Login to Sanction - Login to Sanction for all products as confirmed Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD for Business Loan as confirmed Audit Compliance Basis Internal Concurrent audit conducted Report submitted - Based on Internal Concurrent audit conducted Report submitted Training Process improvement Special assignment support provided to Existing CPC policy feedback vendor management participation in pilot runs testing etc Feedback from CO team Zonal Credit Manager National Credit Manager - Job enrichment Training initiative Support to new locations products Feedback from Head Credit - Other stake holders will be the source Stakeholder management Idea generation for new projects for process efficiency and cost saving Qualifications Optimal qualification for success on the job is Graduate Post- Graduation MBA CA preferred Experience in retail credit with team handling Role Proficiencies For successful execution of the job the candidate should possess Knowledge of credit industry and product trends Knowledge of regulatory guidelines and norms Good communication both verbal and written skill in both English and the local language Skills Refer to the About Company Axis Bank is the third largest private sector bank in India The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates MSME Agriculture and Retail Businesses The Bank has a large footprint of 4 594 domestic branches including extension counters with 11 333 ATMs 5 710 cash recyclers spread across the country as on 31st March 2021 The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021 The Overseas operations of the Bank are spread over eight international offices with branches at Singapore Dubai at DIFC and Gift City-IBU representative offices at Dhaka Dubai Abu Dhabi Sharjah and an Overseas subsidiary at London UK The international offices focus on Corporate Lending Trade Finance Syndication Investment Banking and Liability Businesses
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Credit Mortgage Manager
2 weeks ago
Mumbai, Maharashtra, India Edurun Full time ₹ 2,50,000 - ₹ 12,00,000 per yearWe are looking for a Credit Manager with 4–6 years of experience in mortgage loan underwriting. The role involves credit appraisal, risk assessment, and decision-making for home loan and LAP proposals.
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UPI Credit Partnerships Lead
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UPI Credit Partnerships Lead
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Mumbai, India LIGHT - Credit For UPI Full timeAbout Light We’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
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Mumbai, Maharashtra, India Prodigy Placement LLP Full time ₹ 50,000 - ₹ 10,00,000 per yearPosition- Lead Mortgage Credit ModelerExp- 8-10yrsLocation- RemoteShift- Night Shift.JD:Required:Master's or Ph.D. in Quantitative Finance, Statistics, Econometrics, Applied Mathematics, or related quantitative discipline.7+ years of direct experience in mortgage credit risk modeling or structured finance analytics.Advanced skills in statistical modeling:...
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Upi credit partnerships lead
2 weeks ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
