Transaction Monitoring Analyst

ABOUT TIDE At Tide we are building a business management platform designed to save small businesses time and money We provide our members with business accounts and related banking services but also a comprehensive set of connected administrative solutions from invoicing to accounting Launched in 2017 Tide is now used by over 1 million small businesses across the world and is available to UK Indian and German SMEs Headquartered in central London with offices in Sofia Hyderabad Delhi Berlin and Belgrade Tide employs over 2 000 employees Tide is rapidly growing expanding into new products and markets and always looking for passionate and driven people Join us in our mission to empower small businesses and help them save time and money AOBUT THE TEAM Here at Tide we are looking for a driven AML PA Investigations Analyst with a good understanding of Fraud and Financial Crime prevention measures and strong German language ability We need a passionate and experienced individual who will help ensure Tide is taking all the relevant steps to prevent all aspects of financial crime As a AML PA Investigations Analyst you will be responsible for conducting in-depth financial crime investigations with a key focus on risk based decisioning therefore you should be skilled in detecting and investigating financial crime typologies such as money muling smurfing fraud scams human trafficking terrorist financing tax evasion and bribery and corruption You will be part of our high performing AML PA team reporting to one of Tide s AML PA Investigations team leaders and have a proven track record in working to set targets and SLA s You may also be involved in wider Financial Crime projects working with other teams across the business such as KYC Member Support and our second line of defence team and so stakeholder management and organisational skills are key ABOUT THE ROLE Investigating cases of fraud money laundering and discovering potential links with external accounts - this may include analysis of complex networks and accounts relating to the EU market Consistently reaching 95 or above in QA QC checks in all elements of the role Liaising with law enforcement agencies where required and conducting typology and sector reviews Managing your own case load to meet performance targets Supporting the alert review teams through coaching and buddying in how to identify suspicious behaviour Have a keen eye for potential efficiencies and help to embed these Implementing and ensuring timely compliance to new or revised standards and procedures Assisting the AML PA Team Leaders and Senior Analysts with other financial crime related tasks and projects as required Conducting phone calls with Tide members who are under investigation WHAT WE ARE LOOKING FOR Action - amend per role You have between 2-5 years of experience in a Compliance-related role specialising in business-related anti-money laundering fraud investigations at a leading FinTech or bank You are able to work well as part of a team decisive goal-oriented proactive You have a good understanding of the UK regulations including POCA TACT and EU regulations You have excellent verbal written and interpersonal communication skills in English Experience with conducting phone calls with customers You have conducted investigations including transaction reviews and third party referrals You are able to multitask and successfully operate in a fast-paced team environment CAMS or ICA certifications would be a bonus You may also have a university degree WHAT YOU WILL GET IN RETURN Competitive salary Self Family Health Insurance Term Life Insurance OPD Benefits Mental wellbeing through Plumm Learning Development Budget WFH Setup allowance 15 days of Privilege leaves 12 days of Casual leaves 12 days of Sick leaves 3 paid days off for volunteering or L D activities Stock Options TIDEAN WAYS OF WORKING At Tide we re Member First and Data Driven but above all we re One Team Our Working Out of Office WOO policy allows you to work from anywhere in the world for up to 90 days a year We are remote first but when you do want to meet new people collaborate with your team or simply hang out with your colleagues our offices are always available and equipped to the highest standard We offer flexible working hours and trust our employees to do their work well at times that suit them and their team TIDE IS A PLACE FOR EVERYONE At Tide we believe that we can only succeed if we let our differences enrich our culture Our Tideans come from a variety of backgrounds and experience levels We consider everyone irrespective of their ethnicity religion sexual orientation gender identity family or parental status national origin veteran neurodiversity or differently-abled status We celebrate diversity in our workforce as a cornerstone of our success Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members diverse needs and lives We are One Team and foster a transparent and inclusive environment where everyone s voice is heard At Tide we thrive on diversity embracing various backgrounds and experiences We welcome all individuals regardless of ethnicity religion sexual orientation gender identity or disability Our inclusive culture is key to our success helping us build products that meet our members diverse needs We are One Team committed to transparency and ensuring everyone s voice is heard Disclaimer It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities Please be aware that Tide does not charge any fees at any stage of the recruitment process All official Tide job opportunities are listed exclusively on our and applications should be submitted through this channel Communication from Tide will only come from an official tide co email address Tide does not work with agencies or recruiters without prior formal engagement and we do not authorize third parties to make job offers on our behalf If you are contacted by anyone misrepresenting Tide or requesting payment please treat it as fraudulent and report it to us immediately at Your safety and trust are important to us and we are committed to ensuring a fair and transparent recruitment process You personal data will be processed by Tide for recruitment purposes and in accordance with