08/08/2025 Head - Credit Card Risk Analytics

4 weeks ago


Gurgaon, Haryana, India Skillventory Full time
Job Description

Position Responsibilities :-

- Drive next generation of analytical solutions in Credit Cards :-
- Revamp Acquisition Rules to drive profitable and risk-adjusted growth
- Enhance Card Limit assignment framework
- Identify cohorts and segments to drive acquisition volume for various sourcing channels and key co-brand partners
- Drive Portfolio interventions both Positive and Negative to identify enhancement opportunities (offer base enhancement, line/loan amount assignment)
- Enhance Fraud Risk Management by enhancing Rule efficacy, developing Fraud Models
- Lead Risk, Collection and Marketing model development and monitoring of the models for Credit Cards portfolio
- Drive business efficiencies :-
- Focus on Cross-Sell: Develop targeted pre-approved bases for Cross-sell of Loans/Cards to existing customers in the Bank
- Develop portfolio segmentation to enhance customer engagement, encourage profitable spend and reduce Credit losses through sharper interventions
- Work towards achieving Infrastructure enhancements that would facilitate advanced analytics and data science
- Independently manage and lead analytics projects and manage relationship with stakeholders
- Engage with internal stakeholders such as Business, Risk, Collection for generating ideas of analytics projects and answer / explain challenges in respective areas
- Engage with external stakeholders Partners, Credit Bureaus, Fintechs etc.
- Manage a large team of 25+ people

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