Manager - CAD - Mumbai - Lodha (I-Think Techno Campus) - JM

4 days ago


Thane India Tata Mutual Fund Full time

Job Description Job Description Job Purpose : The objective of the Manager - Credit Administration is to oversee and manage all aspects of credit administration processes, ensuring accuracy, compliance, and efficiency. This role involves issuing sanctioned letters, verifying pre-disbursal documents, coordinating with operations, managing security perfection, monitoring post-disbursal documents, generating MIS reports, and driving process mapping and improvement initiatives to support the business. Main Accountabilities : 1.Issuance of Sanctioned Letters: . Prepare and issue sanctioned letters to clients, outlining the terms and conditions of credit facilities. 2.Pre-Disbursal Document Verification: . Verify and validate pre-disbursal documents and documentation for accuracy and completeness. . Coordinate with the operations department for data input and file maintenance. 3.Security Perfection and Charge Creation: . Ensure the proper perfection of security and the creation of appropriate charges for assets securing the credit facility. . File necessary documentation with the Registrar of Companies (ROC) as required. 4.Document Maintenance and Updation: . Maintain an organized record of all credit-related documents and ensure they are kept up-to-date. . Monitor and manage document expiration and renewals. 5.Post-Disbursal Document Follow-up: . Supervise the follow-up process for post-disbursal documents (PDD) from clients. . Maintain records of PDDs and ensure their completeness. 6.Deferral MIS: . Prepare Management Information System (MIS) reports related to deferral cases. . Track and report on deferral conditions in line with sanction terms. 7.Security Creation and Follow-up: . Oversee the process of creating security instruments and follow up to ensure timely completion. . Maintain records of security creation and compliance. 8.MIS on Revenue Leakages: . Generate MIS reports to identify revenue leakages as per sanction conditions. . Implement corrective actions to minimize revenue losses. 9.Process Mapping and Improvement: . Map credit administration processes, identify areas for improvement, and develop process enhancement initiatives. . Collaborate with teams to implement process improvements to enhance efficiency and compliance. Qualifications - Minimum Degree: MBA in Finance/ CA



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